{"id":6128,"date":"2020-01-31T08:00:22","date_gmt":"2020-01-31T08:00:22","guid":{"rendered":"https:\/\/brighten.com.au\/resources\/media-centre\/non-bank-lender-continues-rise-to-prominence\/"},"modified":"2022-03-28T14:31:27","modified_gmt":"2022-03-28T03:31:27","slug":"non-bank-lender-continues-rise-to-prominence","status":"publish","type":"media-centre","link":"https:\/\/brighten.com.au\/zh-hant\/media-centre\/non-bank-lender-continues-rise-to-prominence\/","title":{"rendered":"Non-bank lender continues rise to prominence"},"content":{"rendered":"\n<p>Publication Date: Friday, 31 January 2020<br><em>This article originally appeared in <a href=\"https:\/\/www.mpamagazine.com.au\/sections\/features\/nonbank-lender-continues-rise-to-prominence-269771.aspx\">Mortgage Professional Australia<\/a><\/em><br><\/p>\n\n\n\n<p>Fresh off securing a $250 million funding facility, Brighten continue to make waves in the finance world as they achieve impressive targets in their relative infancy that would often be the envy of a number of their competitors.<\/p>\n\n\n\n<p>MPA had the opportunity to sit down with Brighten\u2019s Scott Kelly to discuss the company\u2019s rise to prominence since their inception in 2017.<\/p>\n\n\n\n<p>\u201cBrighten is an Australian owned, Australian based and Australian regulated non-bank lender whose loans are fully funded by multiple sources of institutional capital,\u201d Kelly said.<\/p>\n\n\n\n<p>\u201cBrighten has an initial product offering including home loans to non-residents of Australia and Australian residents with income from abroad.<\/p>\n\n\n\n<p>\u201cWe have recently secured another $250 million tranche of funding though a warehouse facility with Goldman Sachs, and we are now expanding into the Prime, Near Prime and Alt Doc lending segments for our next stage of rapid growth.\u201d<\/p>\n\n\n\n<p>Kelly alluded to the reasons behind such rapid growth since Brighten\u2019s founding in 2017, and outlined their plans to ensure their results are maintained.<\/p>\n\n\n\n<p>\u201cWe are on track to hit our target of a $2 billion loan book in two years,\u201d he said.<\/p>\n\n\n\n<p>\u201cGiven the existing infrastructure and distribution networks in place, along with the introduction of new lending products tailored to specific client demand, we expected continued strong growth in 2020.\u201d<\/p>\n\n\n\n<p>To capitalise on those areas of growth, Kelly said he sees significant opportunities in the non-bank space, particularly as majors and other ADI\u2019s have pulled back from certain lending activities.<\/p>\n\n\n\n<p>\u201cIn 2020, we expect to launch our Prime, Near Prime and Alt Doc lending products in support of achieving our $2 billion loan book target in the medium term,\u201d he said.<\/p>\n\n\n\n<p>Kelly noted that Brighten\u2019s involvement with brokers is an extensive one, and he spoke in-depth about how that relationship continues to only get stronger.<\/p>\n\n\n\n<p>\u201cAt Brighten we value long term partnership and we strive to become a reliable and credible partner to our brokers,\u201d he said.<\/p>\n\n\n\n<p>\u201cWe believe we can not only deliver great lending products for their clients but also help them grow other parts of their business &#8211; this is a significant point of difference for us.<\/p>\n\n\n\n<p>\u201cBrighten currently has a network of 400 brokers and we expect to make an announcement regarding aggregator partnerships in coming weeks which will further expand our distribution networks, and we will continue to actively recruit and invest into the growth of our broker and aggregator networks.\u201d<\/p>\n\n\n\n<p>That confidence in garnering important business and clientele relationships stems from Brighten\u2019s point of difference, which Kelly believes is their ability to compete through a combination of a streamlined product offering, simple and competitive pricing structure, along with a superior service proposition assisted through their enhanced technology platform.<\/p>\n\n\n\n<p>\u201cAdditionally, most brokers are looking to expanding into other areas such as investment and wealth management \u2013 that\u2019s something we can definitely help them with which re-enforces our partnership over the longer term,\u201d he said.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fresh off securing a $250 million funding facility, Brighten continue to make waves in the finance world as they achieve impressive targets in their relative infancy that would often be the envy of a number of their competitors.<\/p>\n","protected":false},"author":1,"featured_media":5537,"menu_order":0,"template":"","meta":{"_acf_changed":false},"categories":[26],"tags":[],"class_list":["post-6128","media-centre","type-media-centre","status-publish","has-post-thumbnail","hentry","category-26"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Non-bank lender 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