{"id":7716,"date":"2022-10-10T10:30:50","date_gmt":"2022-10-09T23:30:50","guid":{"rendered":"https:\/\/brighten.com.au\/resources\/home-loan-refinance-explained\/"},"modified":"2025-02-25T14:42:35","modified_gmt":"2025-02-25T03:42:35","slug":"home-loan-refinance-explained","status":"publish","type":"post","link":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/","title":{"rendered":"\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">\u4ec0\u9ebc\u662f\u8cb8\u6b3e\u518d\u878d\u8cc7Refinance\uff1f<\/h3>\n\n\n\n<p>Refinancing\u518d\u878d\u8cc7\uff0c\u6216 \u201cRefi\u201d\uff0c\u662f\u6211\u5011\u4f5c\u70ba\u623f\u4e3b\u7d93\u5e38\u807d\u5230\u7684\u4e00\u500b\u8853\u8a9e\u3002 \u6839\u64da\u60a8\u7684\u623f\u5c4b\u8cb8\u6b3e\u985e\u578b\uff0c\u70ba\u60a8\u7684\u62b5\u62bc\u8cb8\u6b3e\u9032\u884c\u518d\u878d\u8cc7\u6709\u53ef\u80fd\u5728\u8cb8\u6b3e\u671f\u9593\u70ba\u60a8\u7bc0\u7701\u6578\u5343\u6fb3\u5143\u3002 \u4f46\u518d\u878d\u8cc7\u662f\u5982\u4f55\u64cd\u4f5c\u7684\u5462\uff1f<\/p>\n\n\n\n<p>\u7c21\u55ae\u5730\u8aaa\uff0c\u518d\u878d\u8cc7\u662f\u6307\u623f\u4e3b\u5e0c\u671b\u5c07\u4ed6\u5011\u76ee\u524d\u5728\u623f\u7522\u4e0a\u7684\u62b5\u62bc\u8cb8\u6b3e\u63db\u6210\u65b0\u7684\u3002 \u7372\u5f97\u8f03\u4f4e\u7684\u5229\u7387\u662f\u4eba\u5011\u901a\u5e38\u8003\u616e\u5c0d\u623f\u5c4b\u8cb8\u6b3e\u9032\u884c\u518d\u878d\u8cc7\u7684\u9996\u8981\u539f\u56e0\u3002 \u53e6\u4e00\u500b\u5e38\u898b\u7684\u539f\u56e0\u662f\uff0c\u4eba\u5011\u9078\u64c7\u518d\u878d\u8cc7\u4ee5\u6539\u8b8a\u4ed6\u5011\u7684\u9084\u6b3e\u689d\u4ef6\u4ee5\u53ca\u8cb8\u6b3e\u689d\u6b3e\u3002 \u4f8b\u5982\uff0c\u7576\u623f\u4e3b\u7684\u6536\u5165\u589e\u52a0\u6642\uff0c\u4ed6\u5011\u53ef\u80fd\u6703\u9078\u64c7\u70ba\u4ed6\u5011\u7684\u623f\u5c4b\u8cb8\u6b3e\u9032\u884c\u518d\u878d\u8cc7\uff0c\u4e26\u5e0c\u671b\u70ba\u4ed6\u5011\u7684\u8cb8\u6b3e\u63d0\u4f9b\u66f4\u591a\u7684\u8cc7\u91d1\uff0c\u4e26\u6e1b\u5c11\u7e3d\u8cb8\u6b3e\u671f\u9650\u3002<\/p>\n\n\n\n<p>\u5728\u6fb3\u5927\u5229\u4e9e\uff0c\u5927\u591a\u6578\u4eba\u6bcf\u96943\u81f34\u5e74\u5c31\u6703\u8003\u616e\u5c0d\u62b5\u62bc\u8cb8\u6b3e\u9032\u884c\u518d\u878d\u8cc7\u3002 \u7136\u800c\uff0c\u8d8a\u4f86\u8d8a\u591a\u7684\u623f\u4e3b\u6b63\u5728\u8003\u616e\u5c0d\u4ed6\u5011\u73fe\u6709\u7684\u623f\u5c4b\u8cb8\u6b3e\u9032\u884c\u518d\u878d\u8cc7\uff0c\u4ee5\u61c9\u5c0d\u7576\u524d\u5229\u7387\u4e0a\u5347\u548c\u901a\u8ca8\u81a8\u8139\u7684\u6311\u6230\u3002<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich wp-embed-aspect-16-9 wp-has-aspect-ratio ticss-c1714ca5\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Home Loan Refinance Explained - Brighten Home Loans\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/KRfHiE345nE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u5e38\u898b\u7684\u518d\u878d\u8cc7\u985e\u578b\u6709\u54ea\u4e9b\uff1f<\/h3>\n\n\n\n<p>\u6bcf\u500b\u62b5\u62bc\u8cb8\u6b3e\u7d93\u7d00\u4eba\u548c\u8cb8\u65b9\u90fd\u6709\u5c0d\u518d\u878d\u8cc7\u985e\u578b\u7684\u4e0d\u540c\u7a31\u547c\uff0c\u4f46\u90fd\u4e0d\u5916\u4e4e\u4ee5\u4e0b\u4e09\u7a2e\u4e3b\u8981\u985e\u578b\u3002<\/p>\n\n\n\n<p><span style=\"text-decoration: underline;\"><em>\u5229\u7387\u8207\u671f\u9650\u518d\u878d\u8cc7\u8cb8\u6b3e\u3002<\/em><\/span><br>\u5229\u7387\u548c\u671f\u9650\u518d\u878d\u8cc7\u8cb8\u6b3e\u662f\u6307\u623f\u4e3b\u6c7a\u5b9a\u6539\u8b8a\u8cb8\u6b3e\u985e\u578b\uff0c\u4ee5\u5229\u7528\u8f03\u4f4e\u7684\u5229\u7387\uff0c\u6216\u6539\u8b8a\u4ed6\u5011\u7684\u8cb8\u6b3e\u671f\u9650\uff0c\u4ee5\u9069\u61c9\u4ed6\u5011\u751f\u6d3b\u72c0\u6cc1\u7684\u8b8a\u5316\u3002<\/p>\n\n\n\n<p><span style=\"text-decoration: underline;\"><em>Cash Out\u5957\u73fe\u518d\u878d\u8cc7\u8cb8\u6b3e\u3002<\/em><\/span><br>\u5957\u73fe\u518d\u878d\u8cc7\u8cb8\u6b3e\u662f\u5c07\u623f\u7522\u589e\u503c\u90e8\u5206\u5957\u73fe\uff0c\u901a\u904e\u8cb8\u6b3e\u91cd\u7d44\u7372\u5f97\u984d\u5916\u73fe\u91d1\u3002 \u9019\u7a2e\u985e\u578b\u7684\u518d\u878d\u8cc7\u5e38\u898b\u65bc\u623f\u4e3b\u6709\u73fe\u91d1\u652f\u51fa\u7684\u9700\u6c42\uff0c\u4f8b\u5982\uff0c\u8cfc\u8cb7\u6c7d\u8eca\u6216\u53e6\u4e00\u8655\u623f\u7522\u3002 \u6b64\u5916\uff0c\u623f\u4e3b\u53ef\u80fd\u60f3\u505a\u5957\u73fe\u518d\u878d\u8cc7\u7684\u53e6\u4e00\u500b\u539f\u56e0\u662f\u70ba\u4e86\u5347\u7d1a\u4ed6\u5011\u7684\u623f\u7522\u6216\u64f4\u5efa\uff0c\u5982\u88dd\u4fee\u5eda\u623f\u3002<\/p>\n\n\n\n<p><span style=\"text-decoration: underline;\"><em>Cash In\u5b58\u73fe\u518d\u878d\u8cc7\u8cb8\u6b3e\u3002<\/em><\/span><br>\u5b58\u73fe\u518d\u878d\u8cc7\u8cb8\u6b3e\u8207\u5957\u73fe\u518d\u878d\u8cc7\u8cb8\u6b3e\u985e\u4f3c\uff0c\u4f46\u9019\u7a2e\u518d\u878d\u8cc7\u4e0d\u662f\u5f9e\u623f\u5c4b\u8cb8\u6b3e\u4e2d\u53d6\u51fa\u73fe\u91d1\u8cc7\u7522\uff0c\u800c\u662f\u5b58\u5165\u73fe\u91d1\u4ee5\u6b78\u9084\u8cb8\u6b3e\u3002 \u9019\u7a2e\u985e\u578b\u7684\u518d\u878d\u8cc7\u5e38\u898b\u65bc\u623f\u4e3b\u6709\u984d\u5916\u5132\u84c4\uff0c\u4e26\u5e0c\u671b\u7528\u4ee5\u63d0\u524d\u9084\u8cb8\u4ee5\u7e2e\u5c0f\u8cb8\u6b3e\u898f\u6a21\u5f9e\u800c\u7372\u5f97\u66f4\u597d\u7684\u5229\u7387\uff0c\u6216\u66f4\u5feb\u5730\u9084\u6e05\u623f\u5c4b\u8cb8\u6b3e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5982\u4f55\u70ba\u60a8\u7684\u623f\u5c4b\u8cb8\u6b3e\u9032\u884c\u518d\u878d\u8cc7 \u2013 \u6b65\u9a5f\u8a73\u89e3<\/h3>\n\n\n\n<p>\u70ba\u4e86\u78ba\u4fdd\u60a8\u70ba\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7\u505a\u597d\u5145\u5206\u6e96\u5099\uff0c\u9019\u88e1\u6709\u4e00\u500b\u7c21\u55ae\u76845\u6b65\u6307\u5357\uff0c\u8b93\u60a8\u8f15\u9b06\u8e0f\u4e0a\u8f49\u8cb8\u65c5\u7a0b<\/p>\n\n\n\n<p><em><u>1\uff09 \u78ba\u4fdd\u60a8\u4e86\u89e3\u518d\u878d\u8cc7\u7684\u6982\u5ff5<\/u><\/em><\/p>\n\n\n\n<p>\u4e00\u958b\u59cb\u53ef\u80fd\u807d\u8d77\u4f86\u5f88\u8907\u96dc\uff0c\u56e0\u70ba\u60a8\u8981\u78ba\u4fdd\u60a8\u7684\u8cc7\u7522\u767c\u63ee\u6700\u4f73\u50f9\u503c\u3002 \u5982\u679c\u60a8\u9084\u6c92\u6709\u638c\u63e1\u518d\u878d\u8cc7\u7684\u6982\u5ff5\uff0c\u6216\u8005\u60a8\u53ef\u80fd\u9084\u6c92\u60f3\u6e05\u695a\u518d\u878d\u8cc7\u7684\u76ee\u7684\uff0c\u6211\u5011\u5efa\u8b70\u60a8\u91cd\u65b0\u95b1\u8b80\u4e0a\u8ff0\u6587\u7ae0\u3002<\/p>\n\n\n\n<p><em><u>2\uff09 \u8a55\u4f30\u60a8\u76ee\u524d\u7684\u60c5\u6cc1<\/u><\/em><\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u7684\u751f\u6d3b\u767c\u751f\u4e86\u8b8a\u5316\uff0c\u5982\u5347\u8077\u52a0\u85aa\uff0c\u6c7a\u5b9a\u64f4\u5927\u6216\u7e2e\u5c0f\u60a8\u7684\u4f4f\u623f\u9762\u7a4d\uff0c\u60a8\u53ef\u4ee5\u8003\u616e\u5c0d\u60a8\u7684\u623f\u7522\u9032\u884c\u518d\u878d\u8cc7\uff0c\u4ee5\u6eff\u8db3\u60a8\u6539\u8b8a\u5f8c\u7684\u751f\u6d3b\u72c0\u6cc1\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u8acb\u6ce8\u610f\uff0c\u5982\u679c\u60a8\u6c7a\u5b9a\u5728\u6c92\u6709\u7279\u5b9a\u751f\u6d3b\u4e8b\u4ef6\u8b8a\u5316\u6216\u5229\u7387\u8b8a\u5316\u7684\u60c5\u6cc1\u4e0b\u9032\u884c\u518d\u878d\u8cc7\uff0c\u6700\u7d42\u53ef\u80fd\u6703\u5c0e\u81f4\u984d\u5916\u652f\u51fa\uff0c\u70ba\u60a8\u7684\u62b5\u62bc\u8cb8\u6b3e\u82b1\u8cbb\u66f4\u591a\u7684\u9322\u3002<\/p>\n\n\n\n<p><em><u>3\uff09 \u6bd4\u8f03\u54ea\u500b\u8cb8\u6b3e\u6a5f\u69cb\u6709\u6700\u9069\u5408\u60a8\u7684\u623f\u5c4b\u8cb8\u6b3e\u7522\u54c1<\/u><\/em><\/p>\n\n\n\n<p>\u82b1\u9ede\u6642\u9593\u770b\u4e00\u770b\uff0c\u6bd4\u8f03\u4e0d\u540c\u7684\u8cb8\u65b9\uff0c\u662f\u70ba\u623f\u5c4b\u91cd\u65b0\u878d\u8cc7\u7684\u95dc\u9375\u4e00\u6b65\u3002 \u5e02\u5834\u4e0a\u6709\u8a31\u591a\u8cb8\u6b3e\u6a5f\u69cb\uff0c\u6bcf\u5bb6\u6a5f\u69cb\u90fd\u63d0\u4f9b\u4e0d\u540c\u7684\u623f\u5c4b\u8cb8\u6b3e\u7522\u54c1\u3002 \u56e0\u6b64\uff0c\u8acb\u78ba\u4fdd\u60a8\u82b1\u6642\u9593\u4f86\u6bd4\u8f03\u4e0d\u540c\u8cb8\u6b3e\u6a5f\u69cb\u7684\u4e0d\u540c\u7522\u54c1\u3002<\/p>\n\n\n\n<p>\u4e00\u500b\u5f88\u597d\u7684\u9078\u64c7\u662f\u8207\u62b5\u62bc\u8cb8\u6b3e\u7d93\u7d00\u4eba\u4ea4\u8ac7\u3002 \u62b5\u62bc\u8cb8\u6b3e\u7d93\u7d00\u4eba\u5c07\u8aac\u660e\u60a8\u8a55\u4f30\u60a8\u7684\u60c5\u6cc1\uff0c\u4e26\u4e14\u57fa\u65bc\u60a8\u7684\u9700\u6c42\u70ba\u60a8\u63a8\u85a6\u6700\u5408\u9069\u7684\u623f\u5c4b\u8cb8\u6b3e\u7522\u54c1\u3002<\/p>\n\n\n\n<p><em><u>4\uff09 \u9810\u5148\u6e96\u5099\u518d\u878d\u8cc7\u7533\u8acb\u6587\u4ef6<\/u><\/em><\/p>\n\n\n\n<p>\u8207\u7533\u8acb\u623f\u5c4b\u8cb8\u6b3e\u4e00\u6a23\uff0c\u60a8\u5728\u7533\u8acb\u518d\u878d\u8cc7\u6642\u4e5f\u9700\u8981\u63d0\u4f9b\u6587\u4ef6\u3002 \u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u898b\u9810\u5099\u6587\u4ef6\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u500b\u4eba\u8eab\u4efd\u8b49\u660e<br>\u78ba\u4fdd\u60a8\u6301\u6709\u6709\u6548\u7684ID\u8b49\u4ef6<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6536\u5165\u6587\u4ef6\uff0c\u4f8b\u5982\uff0c\u9280\u884c\u5c0d\u5e33\u55ae<br>\u9019\u662f\u70ba\u4e86\u78ba\u4fdd\u60a8\u80fd\u5920\u627f\u53d7\u65b0\u7684\u4f4f\u623f\u8cb8\u6b3e\u9084\u6b3e\u8981\u6c42<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u623f\u7522\u8cc7\u8a0a<br>\u5982\u679c\u60a8\u60f3\u901a\u904e\u518d\u878d\u8cc7\u4f86\u7372\u53d6\u623f\u5c4b\u8cb8\u6b3e\u7684\u984d\u5916\u6b0a\u76ca\uff0c\u901a\u5e38\u9700\u8981\u7368\u7acb\u4f30\u50f9\u5e2b\u51fa\u5177\u4f30\u50f9\u5831\u544a\u3002<\/li>\n<\/ul>\n\n\n\n<p><em><u>5\uff09 \u7533\u8acb\u60a8\u7684\u65b0\u623f\u5c4b\u8cb8\u6b3e<\/u><\/em><\/p>\n\n\n\n<p>\u4e00\u65e6\u60a8\u6e96\u5099\u597d\u6240\u6709\u56db\u500b\u6b65\u9a5f\uff0c\u60a8\u5c31\u53ef\u4ee5\u7533\u8acb\u65b0\u7684\u623f\u5c4b\u8cb8\u6b3e\u4e86\u3002 \u7576\u60a8\u63d0\u4ea4\u7533\u8acb\u6642\uff0c\u65b0\u7684\u8cb8\u65b9\u5c07\u8207\u60a8\u78ba\u8a8d\u65b0\u7684\u7d50\u7b97\u65e5\u671f\uff0c\u9019\u5c07\u8868\u660e\u60a8\u7684\u820a\u62b5\u62bc\u8cb8\u6b3e\u4f55\u6642\u6b63\u5f0f\u8f49\u79fb\u5230\u65b0\u7684\u8cb8\u6b3e\u5e33\u6236\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7\u9700\u8981\u591a\u9577\u6642\u9593\uff1f<\/h3>\n\n\n\n<p>\u6574\u500b\u518d\u878d\u8cc7\u904e\u7a0b\u5305\u62ec\u7814\u7a76\u3001\u6bd4\u8f03\u548c\u67e5\u8a62\uff0c\u53ef\u80fd\u9700\u8981\u5e7e\u5468\u5230\u5e7e\u500b\u6708\u7684\u6642\u9593\uff0c\u4f46\u4e00\u65e6\u60a8\u63d0\u4ea4\u4e86\u7533\u8acb\uff0c\u4e00\u822c\u9700\u89817-10\u500b\u5de5\u4f5c\u65e5\u5de6\u53f3\u7684\u6642\u9593\u4f86\u6279\u51c6\u3002 \u6709\u4e9b\u8cb8\u6b3e\u6a5f\u69cb\uff0c\u5982Brighten\uff0c\u63d0\u4f9b\u5feb\u901f\u7684\u5468\u8f49\u6642\u9593\uff0c\u6240\u4ee5\u60a8\u53ef\u4ee5\u5728\u6700\u5feb\u76842\u500b\u5de5\u4f5c\u65e5\u5167\u6536\u5230\u6279\u51c6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9700\u8981\u6211\u5011\u5e6b\u5fd9\u518d\u878d\u8cc7\u60a8\u7684\u623f\u5c4b\u8cb8\u6b3e\u55ce\uff1f<\/h3>\n\n\n\n<p>Brighten\u63d0\u4f9b\u4e00\u7cfb\u5217\u5b8c\u5584\u7684\u8cb8\u6b3e\u7522\u54c1\uff0c\u5305\u62ec\u9762\u5411Prime\u548cNear Prime\u5ba2\u6236\u7684\u5b8c\u6574\u6587\u4ef6\u6216\u53e6\u985e\u6587\u4ef6\u8cb8\u6b3e\u7522\u54c1\uff0c\u4ee5\u53ca\u5c08\u70baExpat\uff0c\u975e\u6fb3\u6d32\u5c45\u6c11 \uff08\u6d77\u5916\u6536\u5165\uff09\u548c\u81ea\u96c7\u4eba\u58eb\u5b9a\u88fd\u7684\u500b\u4eba\u5316\u623f\u8cb8\u7522\u54c1\u3002 \u6211\u5011\u7d93\u9a57\u8c50\u5bcc\u7684\u591a\u8a9e\u7a2e\u5718\u968a\u5c07\u5728\u60a8\u9700\u8981\u7684\u6642\u5019\u70ba\u60a8\u63d0\u4f9b\u670d\u52d9\uff0c\u52a9\u60a8\u9806\u5229\u5b8c\u6210\u623f\u5c4b\u8cb8\u6b3e\u4e4b\u65c5\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u5b8c\u6210\u514d\u8cbb\u521d\u6b65\u8a55\u4f30<\/strong><\/p>\n\n\n\n<a href=\"https:\/\/brighten.com.au\/start-your-complimentary-loan-assessment\/\" class=\"cta w-button\">\u514d\u8cbb\u9810\u8a55\u4f30<\/a>\n","protected":false},"excerpt":{"rendered":"<p>\u4ec0\u9ebc\u662f\u8cb8\u6b3e\u518d\u878d\u8cc7Refinance\uff1f \u95b1\u8b80\u5b8c\u6574\u518d\u878d\u8cc7\u6307\u5357\uff0c\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7\u662f\u5982\u4f55\u904b\u4f5c\u7684\u3002<\/p>\n","protected":false},"author":1,"featured_media":15273,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9],"tags":[41,42,43,44,45,46,53,54,55,56,57,58,59,60],"class_list":["post-7716","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-information-and-tips","tag-refi","tag-upsizing","tag-refinance","tag-downsizing","tag-refinancing","tag-home-upgrade","tag-53","tag-54","tag-55","tag-56","tag-57","tag-58","tag-59","tag-60"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7 | Brighten<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7 | Brighten\" \/>\n<meta property=\"og:description\" content=\"\u4ec0\u9ebc\u662f\u8cb8\u6b3e\u518d\u878d\u8cc7Refinance\uff1f \u95b1\u8b80\u5b8c\u6574\u518d\u878d\u8cc7\u6307\u5357\uff0c\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7\u662f\u5982\u4f55\u904b\u4f5c\u7684\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/\" \/>\n<meta property=\"og:site_name\" content=\"Brighten\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BrightenAustralia\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-09T23:30:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-25T03:42:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/brighten.com.au\/wp-content\/uploads\/2022\/10\/Case-Studies-Home-Loan-Refinance.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"439\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"bhl_admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"bhl_admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9810\u4f30\u95b1\u8b80\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/\"},\"author\":{\"name\":\"bhl_admin\",\"@id\":\"https:\/\/brighten.com.au\/#\/schema\/person\/6b86b5266900975757040f6b6fc20b90\"},\"headline\":\"\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7\",\"datePublished\":\"2022-10-09T23:30:50+00:00\",\"dateModified\":\"2025-02-25T03:42:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/\"},\"wordCount\":22,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/brighten.com.au\/#organization\"},\"image\":{\"@id\":\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/brighten.com.au\/wp-content\/uploads\/2022\/10\/Case-Studies-Home-Loan-Refinance.webp\",\"keywords\":[\"refi\",\"upsizing\",\"Refinance\",\"downsizing\",\"refinancing\",\"home upgrade\",\"\u623f\u8cb8\u518d\u878d\u8cc7\",\"\u8cb8\u6b3e\u91cd\u7d44\",\"\u8f49\u8cb8\",\"\u64f4\u5efa\",\"\u64f4\u5927\u4f4f\u623f\u9762\u7a4d\",\"\u623f\u5c4b\u5347\u7d1a\",\"\u518d\u878d\u8cc7\",\"\u7e2e\u5c0f\u4f4f\u623f\u9762\u7a4d\"],\"articleSection\":[\"Information and Tips\"],\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/\",\"url\":\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/\",\"name\":\"\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7 | Brighten\",\"isPartOf\":{\"@id\":\"https:\/\/brighten.com.au\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/brighten.com.au\/wp-content\/uploads\/2022\/10\/Case-Studies-Home-Loan-Refinance.webp\",\"datePublished\":\"2022-10-09T23:30:50+00:00\",\"dateModified\":\"2025-02-25T03:42:35+00:00\",\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#primaryimage\",\"url\":\"https:\/\/brighten.com.au\/wp-content\/uploads\/2022\/10\/Case-Studies-Home-Loan-Refinance.webp\",\"contentUrl\":\"https:\/\/brighten.com.au\/wp-content\/uploads\/2022\/10\/Case-Studies-Home-Loan-Refinance.webp\",\"width\":1024,\"height\":439,\"caption\":\"piggy bank on one side and stacks of coins on the other side. The coins have leaves growing on them, indicating how Home Loan Refinance can help you save more money and increase financial resources.\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/brighten.com.au\/#website\",\"url\":\"https:\/\/brighten.com.au\/\",\"name\":\"Brighten\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/brighten.com.au\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/brighten.com.au\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/brighten.com.au\/#organization\",\"name\":\"Brighten Australia\",\"url\":\"https:\/\/brighten.com.au\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/brighten.com.au\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/brighten.com.au\/wp-content\/uploads\/2020\/09\/thumb-brighten.jpg\",\"contentUrl\":\"https:\/\/brighten.com.au\/wp-content\/uploads\/2020\/09\/thumb-brighten.jpg\",\"width\":620,\"height\":413,\"caption\":\"Brighten Australia\"},\"image\":{\"@id\":\"https:\/\/brighten.com.au\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/BrightenAustralia\",\"https:\/\/www.instagram.com\/brightenaustralia\/\",\"https:\/\/linkedin.com\/company\/brightenaustralia\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/brighten.com.au\/#\/schema\/person\/6b86b5266900975757040f6b6fc20b90\",\"name\":\"bhl_admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/brighten.com.au\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1dc19760992809a8e911abe5484b0062?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1dc19760992809a8e911abe5484b0062?s=96&d=mm&r=g\",\"caption\":\"bhl_admin\"},\"sameAs\":[\"http:\/\/brighten.com.au\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7 | Brighten","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/","og_locale":"zh_TW","og_type":"article","og_title":"\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7 | Brighten","og_description":"\u4ec0\u9ebc\u662f\u8cb8\u6b3e\u518d\u878d\u8cc7Refinance\uff1f \u95b1\u8b80\u5b8c\u6574\u518d\u878d\u8cc7\u6307\u5357\uff0c\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7\u662f\u5982\u4f55\u904b\u4f5c\u7684\u3002","og_url":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/","og_site_name":"Brighten","article_publisher":"https:\/\/www.facebook.com\/BrightenAustralia","article_published_time":"2022-10-09T23:30:50+00:00","article_modified_time":"2025-02-25T03:42:35+00:00","og_image":[{"width":1024,"height":439,"url":"https:\/\/brighten.com.au\/wp-content\/uploads\/2022\/10\/Case-Studies-Home-Loan-Refinance.webp","type":"image\/webp"}],"author":"bhl_admin","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005:":"bhl_admin","\u9810\u4f30\u95b1\u8b80\u6642\u9593":"1 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#article","isPartOf":{"@id":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/"},"author":{"name":"bhl_admin","@id":"https:\/\/brighten.com.au\/#\/schema\/person\/6b86b5266900975757040f6b6fc20b90"},"headline":"\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7","datePublished":"2022-10-09T23:30:50+00:00","dateModified":"2025-02-25T03:42:35+00:00","mainEntityOfPage":{"@id":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/"},"wordCount":22,"commentCount":0,"publisher":{"@id":"https:\/\/brighten.com.au\/#organization"},"image":{"@id":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#primaryimage"},"thumbnailUrl":"https:\/\/brighten.com.au\/wp-content\/uploads\/2022\/10\/Case-Studies-Home-Loan-Refinance.webp","keywords":["refi","upsizing","Refinance","downsizing","refinancing","home upgrade","\u623f\u8cb8\u518d\u878d\u8cc7","\u8cb8\u6b3e\u91cd\u7d44","\u8f49\u8cb8","\u64f4\u5efa","\u64f4\u5927\u4f4f\u623f\u9762\u7a4d","\u623f\u5c4b\u5347\u7d1a","\u518d\u878d\u8cc7","\u7e2e\u5c0f\u4f4f\u623f\u9762\u7a4d"],"articleSection":["Information and Tips"],"inLanguage":"zh-TW","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/","url":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/","name":"\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u518d\u878d\u8cc7 | Brighten","isPartOf":{"@id":"https:\/\/brighten.com.au\/#website"},"primaryImageOfPage":{"@id":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#primaryimage"},"image":{"@id":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#primaryimage"},"thumbnailUrl":"https:\/\/brighten.com.au\/wp-content\/uploads\/2022\/10\/Case-Studies-Home-Loan-Refinance.webp","datePublished":"2022-10-09T23:30:50+00:00","dateModified":"2025-02-25T03:42:35+00:00","inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/brighten.com.au\/zh-hant\/home-loan-refinance-explained\/information-and-tips\/#primaryimage","url":"https:\/\/brighten.com.au\/wp-content\/uploads\/2022\/10\/Case-Studies-Home-Loan-Refinance.webp","contentUrl":"https:\/\/brighten.com.au\/wp-content\/uploads\/2022\/10\/Case-Studies-Home-Loan-Refinance.webp","width":1024,"height":439,"caption":"piggy bank on one side and stacks of coins on the other side. The coins have leaves growing on them, indicating how Home Loan Refinance can help you save more money and increase financial resources."},{"@type":"WebSite","@id":"https:\/\/brighten.com.au\/#website","url":"https:\/\/brighten.com.au\/","name":"Brighten","description":"","publisher":{"@id":"https:\/\/brighten.com.au\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/brighten.com.au\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/brighten.com.au\/#organization","name":"Brighten Australia","url":"https:\/\/brighten.com.au\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/brighten.com.au\/#\/schema\/logo\/image\/","url":"https:\/\/brighten.com.au\/wp-content\/uploads\/2020\/09\/thumb-brighten.jpg","contentUrl":"https:\/\/brighten.com.au\/wp-content\/uploads\/2020\/09\/thumb-brighten.jpg","width":620,"height":413,"caption":"Brighten Australia"},"image":{"@id":"https:\/\/brighten.com.au\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/BrightenAustralia","https:\/\/www.instagram.com\/brightenaustralia\/","https:\/\/linkedin.com\/company\/brightenaustralia"]},{"@type":"Person","@id":"https:\/\/brighten.com.au\/#\/schema\/person\/6b86b5266900975757040f6b6fc20b90","name":"bhl_admin","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/brighten.com.au\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1dc19760992809a8e911abe5484b0062?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1dc19760992809a8e911abe5484b0062?s=96&d=mm&r=g","caption":"bhl_admin"},"sameAs":["http:\/\/brighten.com.au"]}]}},"_links":{"self":[{"href":"https:\/\/brighten.com.au\/zh-hant\/wp-json\/wp\/v2\/posts\/7716","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/brighten.com.au\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/brighten.com.au\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/brighten.com.au\/zh-hant\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/brighten.com.au\/zh-hant\/wp-json\/wp\/v2\/comments?post=7716"}],"version-history":[{"count":0,"href":"https:\/\/brighten.com.au\/zh-hant\/wp-json\/wp\/v2\/posts\/7716\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/brighten.com.au\/zh-hant\/wp-json\/wp\/v2\/media\/15273"}],"wp:attachment":[{"href":"https:\/\/brighten.com.au\/zh-hant\/wp-json\/wp\/v2\/media?parent=7716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/brighten.com.au\/zh-hant\/wp-json\/wp\/v2\/categories?post=7716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/brighten.com.au\/zh-hant\/wp-json\/wp\/v2\/tags?post=7716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}