貸款目的
自住或投資房產![](https://brighten.com.au/wp-content/uploads/2022/09/loan-purpose-refinance.png)
可提供給非澳洲居民的買地建房建築貸款
合適的借款人
澳洲臨時居民或非澳洲居民![](https://brighten.com.au/wp-content/uploads/2022/09/suitable-borrowers-salaried-employees.png)
受僱人士
![](https://brighten.com.au/wp-content/uploads/2022/09/suitable-borrowers-self-employed.png)
自僱人士
還款類別
![](https://brighten.com.au/wp-content/uploads/2022/09/repayment-types-principal-interest.png)
施工期間:僅支付利息
![](https://brighten.com.au/wp-content/uploads/2022/09/repayment-types-interest-only.png)
建成後:本金加利息或僅支付利息(最長5年)
利率類別
![](https://brighten.com.au/wp-content/uploads/2022/09/interest-rate-types-variable-rate.png)
浮動利率
貸款額
![](https://brighten.com.au/wp-content/uploads/2022/09/loan-size-min.png)
最低貸款額(澳元) $200,000
![](https://brighten.com.au/wp-content/uploads/2022/09/loan-size-max.png)
最高貸款額(澳元) $1,000,000
最高貸款比率
![](https://brighten.com.au/wp-content/uploads/2022/09/max-lvr.png)
70% (請參閱原始產品LVR指南)
最長貸款期限
![](https://brighten.com.au/wp-content/uploads/2022/09/max-loan-term.png)
最長29年11個月
還款方式
![](https://brighten.com.au/wp-content/uploads/2022/09/repayment-method.png)
每月直接從賬戶扣款
可接受的房產類別
![](https://brighten.com.au/wp-content/uploads/2022/09/loan-purpose-purchase.png)
第1、2類郵遞區號
注意:最多只能在一個產權上建造兩套住宅房屋。所有組件開發,不論行業或房產用途(例如最佳用途或項目資金)都不獲接受申請。
網上平臺
![](https://brighten.com.au/wp-content/uploads/2022/09/online-access.png)
提供鉑騰網上平台