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Why Choose Brighten?

1

Superior Product Offering

Comprehensive offering for every purpose – Purchase, Refinance, Equity Release and Construction

2

Less Time to ‘YES’

Fast turnaround times supported by proprietary loan processing platform

3

Complimentary Assessment

Complimentary pre-assessment and conditional written approval

4

Diverse and Resilient Funding

Our loans are fully funded by multiple sources of institutional capital including top tier international banks.

5

Better Service Proposition

Our experienced, multilingual team are available when you need them to help you navigate your home loan journey.

6

Industry Recognition

Established broker and aggregator network and holds industry memberships with the MFAA and FBAA.

Residential Home Loan

Loan purpose:
  • Purchase
  • Refinance
  • Equity release
Suitable borrowers:
  • Salaried employees
  • Self-employed persons
  • Australian residents, temporary and non-residents
Max. LVR:
  • 75%
Max. Loan Size:
  • $2,000,000
Max. Loan Term:
  • 30 Years
Repayment Types:
  • Principal & Interest
  • Interest Only (up to 5 years)

House and Land Construction Loan

Loan purpose:
  • Construction loans
    with progress payments
Suitable borrowers:
  • Salaried employees
  • Self-employed persons
  • Australian residents, temporary and non-residents
Max. LVR:
  • 70%
Max. Loan Size:
  • $2,000,000
Max. Loan Term:
  • 30 Years
Repayment Types:
  • Principal & Interest
  • Interest Only (up to 5 years)

Featured in

Non-banks urge revamp of TFF criteria
20 November 2020
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Changing Gears
30 October 2020
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Brighten | KangaNews
15 October 2020
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Brighten’s growth focus
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BDM in the Spotlight: Jimmy Hou
6 October 2020
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Non-banks team up
9 September 2020
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Non-bank partners with LJ Hooker Home Loans
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Briefs: June quarter credit flow surprise, LJ Hooker partners with Brighten
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BDM in the Spotlight: Leo Liu
3 August 2020
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BDM in the Spotlight: Mikai Ning
13 July 2020
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BDM in the Spotlight: Kay Yang
1 June 2020
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Broker on Broker
14 May 2020
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Aggregator welcomes non-bank to panel
4 May 2020
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Non-bank extends broker channel presence
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BDM in the Spotlight: Liwen Liu
27 April 2020
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Home lender appoints head of distribution
17 April 2020
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Non-bank names head of distribution
8 April 2020
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Brighten Home Loans appoints industry veteran as Head of Distribution
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Non-bank appoints inaugural head of distribution
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Non-bank lender continues rise to prominence
31 January 2020
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Brighten secures a $250 million funding facility
24 January 2020
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Non-bank eyes prime space in new mortgage market push
22 January 2020
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Niche Lender Plans To Go Prime
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Goldman lending deal to Brighten residential property push
19 January 2020
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Non-bank lender set to rescue neglected borrowers
17 September 2018
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Foreign-backed lender to target ‘orphaned’ borrowers
14 September 2018
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What our customers say about us

Couldn’t be happier with the service we received From Kay. Easy to communicate with, always helpful patient and friendly. As a builder, progress payment process sometimes become very complicated, Kay helps us to follow up every requests that we highly recommended!

Steven, Accredited Broker

Their ability to work with clients with such high customer service level and fast processing speed is incredible.

Jun,

I have been working with my BDM, Mikai Ning, for two years. Since meeting her, she has continued to impress me with her professionalism, her efficiency, and her patience to listen and explaining all information. Even during pregnancy period, she even said to me personally that if there is anything I require, that Mikai is still contactable and will get back to me as soon as she can. Her attitude is always super nice and is highly passionate about what she does. I have been in this field for so many years and she is the best BDM I have worked with.

Lulu, Accredited Broker

Great review for Mikai Ning. Not only is she highly passionate, but she is also very hard working and highly detail oriented in her work. No matter what time of the day, or day of week, she will always get back to us. We highly appreciate Mikai and Brighten for their hard work and ongoing support.

Fan, Accredited Broker

Brighten’s BDM, Liwen, has left a very impressive impression. Whether it is policy or product, she can solve and fix any problem, big or small, she is always reaching out and supporting us. From the beginning, It has been great to work with Brighten’s vastly experience team and great products. I always recommend Brighten to all my clients.

Jinkai, Accredited Broker

Mikai is a very passionate and proactive person. Our work with Mikai has is nothing but positive outcomes and we look forward to continuing working Brighten and Mikai.

Alan, Accredited Broker

My BDM Leo Liu has been a great help in assisting me setting up the referral program and educating in terms of products and knowledge. I look forward to the greater relationship with Brighten Home Loan and Leo Liu.

Anthony, Accredited Broker

It is just an incredible experience to work with Kay Yang. As it was my first time to write a deal through Brighten. Kay Yang was really supportive all the way through. Communication at all times, and being kept in the loop, were flawless and you could not wish for anyone better to look after your client’s interests.

Nick, Accredited Broker

Mikai is our BDM and she is a very detail oriented with great work ethic and speed. If there is a policy update, she will always try and get in touch with us as soon as possible to ensure that we received and understand the relevant changes so that we can better accommodate our clients. Thank you for your ongoing support to us brokers.

Terry, Accredited Broker

I wish to thank BDM kay yang of her excellent service to broker. She had been very patient with my scenario questions. Always prompt to reply and it was pleasant to work with her.

Victoria, Accredited Broker

It has been very convenient with the interest rates being lower also. Brighten home loan was able to solve so many problems for overseas clients. Big thanks to BDM Mikai for all her support.

Yuhui, Accredited Broker

I need to thank my BDM Liwen Liu. She has been very responsible since the beginning. She is always patient with my home loan scenario enquires. She always tries to do best for the clients. Liwen is very professional, always gives good advice to brokers. She is an excellent BDM. Thank you.

Jakie, Accredited Broker

Your future made possible with us

Complimentary Assessment

Prefer to chat? Get in touch on 13 14 88

 

Lender: Brighten Home Loans Pty Ltd ACN 620 839 983
Servicer: RAFG Pty Ltd Australian Credit Licence 512386