貸款目的
自住或投資房產![](https://brighten.com.au/wp-content/uploads/2022/09/loan-purpose-purchase.png)
在出售現有房產前為購買新房產提供的短期過橋貸款
合適的借款人
Prime![](https://brighten.com.au/wp-content/uploads/2022/09/suitable-borrowers-salaried-employees.png)
受僱人士
![](https://brighten.com.au/wp-content/uploads/2022/09/suitable-borrowers-self-employed.png)
自僱人士
還款類別
![](https://brighten.com.au/wp-content/uploads/2022/09/repayment-types-principal-interest.png)
在過橋貸款期間,利息部分將被預扣起來,但無需每月還款。
轉換到最終債務貸款時,需進行本金和利息還款。
利率類別
![](https://brighten.com.au/wp-content/uploads/2022/09/interest-rate-types-variable-rate.png)
浮動利率
貸款額
![](https://brighten.com.au/wp-content/uploads/2022/09/loan-size-min.png)
最低貸款額(澳元) $50,000
![](https://brighten.com.au/wp-content/uploads/2022/09/loan-size-max.png)
最高貸款額(澳元) $5,000,000
最高貸款比率
![](https://brighten.com.au/wp-content/uploads/2022/09/max-lvr.png)
高峰債務: ≤150萬澳元,最高80%; ≤500萬澳元,最高70%
最終債務: 最高80%
最長貸款期限
![](https://brighten.com.au/wp-content/uploads/2022/09/max-loan-term.png)
過橋貸款期限:最短6個月,最長12個月
包括過橋期在內的總貸款期限:最長為30年
還款方式
![](https://brighten.com.au/wp-content/uploads/2022/09/repayment-method.png)
每月直接從賬戶扣款
可接受的房產類別
第1、2類郵遞區號內![](https://brighten.com.au/wp-content/uploads/2022/09/acceptable-security-apartment.png)
公寓
![](https://brighten.com.au/wp-content/uploads/2022/09/acceptable-security-townhouse.png)
聯排別墅
![](https://brighten.com.au/wp-content/uploads/2022/09/acceptable-security-house.png)
獨立屋
網上平台
![](https://brighten.com.au/wp-content/uploads/2022/09/online-access.png)
提供鉑騰網上平台