Chat with us, powered by LiveChat

Why Partner with Us?

1

Diverse and Resilient Funding

Our loans are fully funded by multiple sources of institutional capital including top-tier international banks.

2

Industry Recognition

Our established broker and aggregator network benefits from industry memberships with the MFAA and FBAA.

3

Best in Class Platform

Our end-to-end digital mortgage solution operates via an innovative platform to achieve cost and service efficiencies.

4

Superior Product Offering

Competitive, tailored home loans to support diverse customer needs.

5

Better Service Proposition

Enhanced customer experience supported by our professional team.

6

Environmental, Social, and Governance

Good governance, social responsibility and sustainability are key pillars of our culture.

Want to know more about Brighten and our home loan offering?

Get our Broker Information Pack

We are a lender that understands you and your customers, and we’re dedicated to helping you grow and achieve success.

Download this Brighten Broker Information Pack to find out more about our offering.

Download Now

Our Home Loan Products

Full Doc

Learn More
Loan Purchase:
  • Purchase
  • Refinance
  • Equity release
Suitable Borrowers:
  • Salaried employees
  • Self-employed persons
Max. LVR:
  • 95% (Inclusive LMI)
Max. Loan Size:
  • $2,000,000

Alt Doc

Learn More
Loan Purchase:
  • Purchase
  • Refinance
  • Equity release
Suitable Borrowers:
  • Prime and Near Prime Self-employed persons
Max. LVR:
  • 80%
Max. Loan Size:
  • $2,000,000

Non-Resident
Home Loan

Learn More
Loan Purchase:
  • Purchase
  • Refinance
  • Equity release
Suitable Borrowers:
  • Salaried employees
  • Self-employed persons
  • Australian residents, temporary and non-residents
Max. LVR:
  • 75%
Max. Loan Size:
  • $2,000,000

Full Doc/Alt Doc
Construction Loan

Learn More
Loan Purchase:
  • Construction loans with progress payments
Suitable Borrowers:
  • Salaried employees
  • Self-employed persons
Max. LVR:
  • 80%
Max. Loan Size:
  • $1,500,000

Non-Resident
Construction Loan

Learn More
Loan Purchase:
  • Construction loans with progress payments
Suitable Borrowers:
  • Salaried employees
  • Self-employed persons
  • Australian residents, temporary and non-residents
Max. LVR:
  • 70%
Max. Loan Size:
  • $2,000,000

Our BDMs

As a broker, working with a lender that understands you and your customers is key to succeeding in your business. We invite you to reach out to our BDM and get started with our accreditation process.
Mikai Ning
Senior Business Development Manager (Sydney, NSW)
Aaron Barry-Davies 
Business Development Manager (Sydney, NSW)
Kay Yang, Licensed Conveyancer
Business Development Manager (Sydney, NSW)
Jimmy Hou 
Business Development Manager (Melbourne, VIC)
Jay Allen 
Business Development Manager (Melbourne, VIC)
Wendy Goulevitch
Business Development Manager (Brisbane, QLD)

One Home Loan, One Tree, One Hundred Years

For every home loan we settle, we plant a tree that is legally protected for 100 years.

LEARN MORE

Become a Brighten Broker

Our broker accreditation process is simple and straightforward.
If you’re interested in joining our mission,
simply fill out the form and we’ll be in touch.
  • Hidden

Brighten in the News

Let’s get digital
11 April 2022
Read more
Brighten Home Loans enjoys lending, staff growth
25 March 2022
Read more
Beating the Bias: The Glass Ceiling effect and its impact on women in the workplace
8 March 2022
Read more
Health versus Career: The unsolved dilemma women face at work
8 March 2022
Read more
What could be done to encourage more women into broking?
8 March 2022
Read more
IWD2022: Top tips on running a successful mortgage business
8 March 2022
Read more
Brighten Home Loans appoints national sales manager
16 February 2022
Read more
Brighten Home Loans appoints national sales manager
16 February 2022
Read more
Brighten hires national sales manager
16 February 2022
Read more
Brighten Home Loans reshapes non-bank lending
27 January 2022
Read more
Non-bank lender sees high demand from the self-employed
27 January 2022
Read more
Broker head cycles 332 km to raise funds for suicide prevention
6 January 2022
Read more
Brighten named Inclusive Employer
29 December 2021
Read more
MoneyQuest partners with Brighten for new white label loan
17 December 2021
Read more
Brighten Home Loans earns inclusivity award
14 December 2021
Read more
Will “The Great Resignation” see demand for non-bank loans heighten?
30 November 2021
Read more
Brighten tech chief on broker pain points and tech solutions to human problems
22 October 2021
Read more
Brighten to Land at Home
21 October 2021
Read more
Brighten taps new technology chief
19 October 2021
Read more
Brighten Home Loans appoints new CTO
19 October 2021
Read more
CT becomes CTO at Brighten Home Loans
18 October 2021
Read more
Brighten names lending manager
1 September 2021
Read more
Brighten adds new role to credit team
31 August 2021
Read more
Brighten Home Loans appoints new lending manager
31 August 2021
Read more
Briefs: Suncorp launches hybrid, Brighten hires lending manager
31 August 2021
Read more
Brighten Home Loans aim to reduct turnaround times through Simpology partnership
25 August 2021
Read more
Brighten teams with mortgage tech
24 August 2021
Read more
The three biggest loan application mistakes
11 August 2021
Read more
Non-bank head of distribution looks to a greener future
5 August 2021
Read more
Brighten’s Mission to Reshape Non-Bank Lending
27 July 2021
Read more
A Place to Call Home
27 July 2021
Read more
Non-bank boosts ESG commitment
22 July 2021
Read more
The opportunity that every broker should leverage
17 July 2021
Read more
Brighten Home Loans MD rides for charity
14 July 2021
Read more
Making moves in the finance world
9 July 2021
Read more
Brighten’s star rises with Solaris nonresident RMBS debut
19 April 2021
Read more
Brighten creates white label channel role
8 April 2021
Read more
Brighten Home Loans managing director on the gender pay gap
11 March 2021
Read more
Non-bank lender commits to pay equity
8 March 2021
Read more
Non-bank recognised by government for work to eliminate gender pay gap
8 March 2021
Read more
Brighten appoints head of credit
11 February 2021
Read more
Brighten’s Stephen Murphy looks forward to the year ahead
20 January 2021
Read more
Brighten Home Loans unveils key appointment
8 December 2020
Read more
Home lending specialist joins Brighten Home Loans
8 December 2020
Read more
Non-banks urge revamp of TFF criteria
20 November 2020
Read more
Changing Gears
30 October 2020
Read more
Brighten | KangaNews
15 October 2020
Read more
Brighten’s growth focus
15 October 2020
Read more
BDM in the Spotlight: Jimmy Hou
6 October 2020
Read more
Non-banks team up
9 September 2020
Read more
Non-bank partners with LJ Hooker Home Loans
9 September 2020
Read more
Briefs: June quarter credit flow surprise, LJ Hooker partners with Brighten
9 September 2020
Read more
BDM in the Spotlight: Leo Liu
3 August 2020
Read more
BDM in the Spotlight: Mikai Ning
13 July 2020
Read more
BDM in the Spotlight: Kay Yang
1 June 2020
Read more
Broker on Broker
14 May 2020
Read more
Aggregator welcomes non-bank to panel
4 May 2020
Read more
Non-bank extends broker channel presence
4 May 2020
Read more
BDM in the Spotlight: Liwen Liu
27 April 2020
Read more
Home lender appoints head of distribution
17 April 2020
Read more
Non-bank names head of distribution
8 April 2020
Read more
Brighten Home Loans appoints industry veteran as Head of Distribution
8 April 2020
Read more
Non-bank appoints inaugural head of distribution
8 April 2020
Read more
Non-bank lender continues rise to prominence
31 January 2020
Read more
Brighten secures a $250 million funding facility
24 January 2020
Read more
Non-bank eyes prime space in new mortgage market push
22 January 2020
Read more
Niche Lender Plans To Go Prime
22 January 2020
Read more
Goldman lending deal to Brighten residential property push
19 January 2020
Read more
Non-bank lender set to rescue neglected borrowers
17 September 2018
Read more
Foreign-backed lender to target ‘orphaned’ borrowers
14 September 2018
Read more

What our customers and partners say about us

Their ability to work with clients with such high customer service level and fast processing speed is incredible.

Jun,

I have been working with my BDM, Mikai Ning, for two years. Since meeting her, she has continued to impress me with her professionalism, her efficiency, and her patience to listen and explaining all information. Even during pregnancy period, she even said to me personally that if there is anything I require, that Mikai is still contactable and will get back to me as soon as she can. Her attitude is always super nice and is highly passionate about what she does. I have been in this field for so many years and she is the best BDM I have worked with.

Lulu, Accredited Broker

Great review for Mikai Ning. Not only is she highly passionate, but she is also very hard working and highly detail oriented in her work. No matter what time of the day, or day of week, she will always get back to us. We highly appreciate Mikai and Brighten for their hard work and ongoing support.

Fan, Accredited Broker

Brighten’s BDM, Liwen, has left a very impressive impression. Whether it is policy or product, she can solve and fix any problem, big or small, she is always reaching out and supporting us. From the beginning, It has been great to work with Brighten’s vastly experience team and great products. I always recommend Brighten to all my clients.

Jinkai, Accredited Broker

Mikai is a very passionate and proactive person. Our work with Mikai has is nothing but positive outcomes and we look forward to continuing working Brighten and Mikai.

Alan, Accredited Broker

Mikai is our BDM and she is a very detail oriented with great work ethic and speed. If there is a policy update, she will always try and get in touch with us as soon as possible to ensure that we received and understand the relevant changes so that we can better accommodate our clients. Thank you for your ongoing support to us brokers.

Terry, Accredited Broker

It has been very convenient with the interest rates being lower also. Brighten home loan was able to solve so many problems for overseas clients. Big thanks to BDM Mikai for all her support.

Yuhui, Accredited Broker

I need to thank my BDM Liwen Liu. She has been very responsible since the beginning. She is always patient with my home loan scenario enquires. She always tries to do best for the clients. Liwen is very professional, always gives good advice to brokers. She is an excellent BDM. Thank you.

Jakie, Accredited Broker

Kay is one of the best BDMs I’ve ever known. She is passionate about her job. Being highly responsive and professional, Kay delivers the extraordinary services to brokers. Her dedication and communication is extremely satisfied. I cannot think of anything else she can do to improve. Kay has made the loan submission to Brighten simple, easy and worry-free.

Isabella, Accredited Broker

Want to thank Brighten’s BDM Kay Yang for her ability to turn around things so quickly and the support she provides us. Brighten’s product range and competitive rates alongside Kay’s speed has made the entire process much more seamless and efficient giving a better experience for the client. She is frequently working after hours to provide such a high level of service for us and we thank her dearly for it. Thank you Brighten.

Raymond, Accredited Broker

Couldn’t be happier with the service we received From Kay. Easy to communicate with, always helpful patient and friendly. As a builder, progress payment process sometimes become very complicated, Kay helps us to follow up every requests that we Highly recommended!

Steven, Accredited Broker

It is just an incredible experience to work with Kay Yang. As it was my first time to write a deal through Brighten. Kay Yang was really supportive all the way through. Communication at all times, and being kept in the loop, were flawless and you could not wish for anyone better to look after your client’s interests.

Nick, Accredited Broker

I wish to thank BDM Kay Yang of her excellent service to broker. She had been very patient with my scenario questions. Always prompt to reply and it was pleasant to work with her.

Victoria, Accredited Broker

Having never dealt with Brighten, I was a little apprehensive of their process and procedure. However the BDM Jay Allen made the experience easy and painless, and in the end relatively simple. Thank you Brighten and thank you Jay! Well done!

Richard, Accredited Broker

Since working with the team at Brighten we have found them to be responsive as lenders to the broker market. Certainly their product offering, rates and pricing are a clear stand-out from their competitors. The support we received from Jay, Chris, and Natalie has been exemplary.

Elie, Accredited Broker

First time using a new lending is always scary however with the help of our BDM, Jimmy, the process was quick, guidelines were clear and overall outcome was outstanding form both a customer and broker point of view. We have already had 2 great outcomes with Brighten and would highly commend and consider them for future deals

Evan, Accredited Broker

Really appreciate that Jimmy has always been there to discuss a deal and have never failed to call back or respond in a timely manner. I look forward to working together with Jimmy more.

Teck, Accredited Broker

Wendy is extremely supportive of me and my brokers in putting together a solution.
Her availability is second to none, especially when it comes to an urgent application, or indeed a scenario for a broker, where I may need assistance.
I have the utmost respect for her professionalism in winning the business and the confidence in her knowledge of not just her own products, but industry knowledge as a whole.

Daniel, Accredited Broker

Jimmy Hou is the most reliable BDM I’ve come across in my lengthy brokering career. He’s also great at workshopping the deals to cater to our customers and always keeps us in the loop on the status updates. An absolute brilliant BDM!!

Asiri, Accredited Broker

Jimmy is highly motivated, has a positive attitude and is highly responsive. He escalated our case and made the loan process easy, even with a complicated case and a tight deadline. We can’t say thank you enough.

Ho, Accredited Broker

Jimmy is always prompt in returning all messages regardless of the matter. He is very knowledgeable on all matters and reliable whenever I have any questions or concerns. I am very grateful for the work Jimmy puts in and the support he has provided me and my team.

Sunny, Accredited Broker

Brighten has become one of my first option lenders for my customers. Fast SLA, easy-to-understand policies, and outstanding borrowing capacity. My BDM Kay always provides robust support on every request. With Kay’s support, every deal has been approved smoothly.

Ryan, Accredited Broker

I would like to say, Kay, you are a superhero for our company. All our team members love you and Brighten. As a BDM, you have given great support to us. You are always happy to help work out any loan scenarios, provide product and credit policy training, and help escalate loan applications.

Tony, Accredited Broker

Discover a brighter future
with Brighten

Complimentary Assessment

Prefer to chat? Get in touch on 13 14 88

Meet the home loan experts
challenging the status quo within
the non-bank lending sphere.

Be the first to discover our evolving
range of products and learn more
about who we are and our
proposition to brokers.