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Why Partner with Us?

1

Diverse and Resilient Funding

Our loans are fully funded by multiple sources of institutional capital including top-tier international banks.

2

Industry Recognition

Our established broker and aggregator network benefits from industry memberships with the MFAA and FBAA.

3

Best in Class Platform

Our end-to-end digital mortgage solution operates via an innovative platform to achieve cost and service efficiencies.

4

Superior Product Offering

Competitive, tailored home loans to support diverse customer needs.

5

Better Service Proposition

Enhance customer experience supported by our professional team.

6

Compliance

Strong group governance compliance and risk control framework.

Want to know more about Brighten and our home loan offering?

Get our Broker Information Pack

We are a lender that understands you and your customers, and we’re dedicated to helping you grow and achieve success.

Download this Brighten Broker Information Pack to find out more about our offering.

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Our Home Loan Products

Full Doc
Home Loan

Loan Purchase:
  • Purchase
  • Refinance
  • Equity release
Suitable Borrowers:
  • Salaried employees
  • Self-employed persons
Max. LVR:
  • 95% (Inclusive LMI)
Max. Loan Size:
  • $2,000,000
Max. Loan Term:
  • Up to 30 years
Repayment Types:
  • Principal & Interest
  • Interest Only(up to 5 years)

Alt Doc
Home Loan

Loan Purchase:
  • Purchase
  • Refinance
  • Equity release
Suitable Borrowers:
  • Prime and Near Prime Self-employed persons
Max. LVR:
  • 80%
Max. Loan Size:
  • $2,000,000
Max. Loan Term:
  • Up to 30 years
Repayment Types:
  • Principal & Interest
  • Interest Only(up to 5 years)

Non-Resident
Home Loan

Loan Purchase:
  • Purchase
  • Refinance
  • Equity release
Suitable Borrowers:
  • Salaried employees
  • Self-employed persons
  • Australian residents, temporary and non-residents
Max. LVR:
  • 75%
Max. Loan Size:
  • $2,000,000
Max. Loan Term:
  • Up to 30 years
Repayment Types:
  • Principal & Interest
  • Interest Only(up to 5 years)

Full Doc/Alt Doc
Construction Loan

Loan Purchase:
  • Construction loans with progress payments
Suitable Borrowers:
  • Salaried employees
  • Self-employed persons
Max. LVR:
  • 80%
Max. Loan Size:
  • $1,500,000
Max. Loan Term:
  • Up to 30 years
Repayment Types:
  • During Construction: Interest Only
  • After Construction: Principal and Interest or Interest Only(up to 5 years)

Non-Resident
Construction Loan

Loan Purchase:
  • Construction loans with progress payments
Suitable Borrowers:
  • Salaried employees
  • Self-employed persons
  • Australian residents, temporary and non-residents
Max. LVR:
  • 70%
Max. Loan Size:
  • $2,000,00
Max. Loan Term:
  • Up to 30 years
Repayment Types:
  • Principal & Interest
  • Interest Only(up to 5 years)

Our BDMs

As a broker, working with a lender that understands you and your customers is key to succeeding in your business. We invite you to reach out to our BDM and get started with our accreditation process.

Mikai Ning

Business Development Manager (Sydney, NSW)

Mikai is a specialist in portfolio and relationship management, business...

 

Mikai Ning

Position: Business Development Manager (Sydney, NSW)
Phone: +61 450 235 656
Email: [email protected]

Mikai is a specialist in portfolio and relationship management, business development and customer acquisition.

Prior to joining Brighten, as a sales professional Mikai has achieved a highly accomplished career spanning 7 years of experience with major banks and financial institution in Australia, including ANZ and Commonwealth Bank Australia. Mikai possesses an impressive track record of demonstrable success in relationship management, sales, new business development, multi-channel sales and management of complex sales opportunities.

Mikai holds a bachelor degree of Commerce in University of Western Sydney, Advanced Diploma in Marketing & Management.

Aaron Barry-Davies

Business Development Manager (Sydney, NSW)

Aaron holds the position of Business Development Manager. Aaron has...

 

Aaron Barry-Davies

Position: Business Development Manager (Sydney, NSW)
Phone: +61 452 404 884
Email: [email protected]

Aaron holds the position of Business Development Manager. Aaron has over eight years of experience in Credit and Financial Services.

Prior to joining Brighten, he worked for Bluestone Mortgages as a Senior Underwriter. Previously, he worked for Klienwort Hambros Channel Islands Private Bank as a Credit Specialist then as a Credit Relationship Manager. Prior to that, Aaron worked for HSBC Channel Islands Limited as a Mortgage Support Officer.

Aaron holds a Bachelors Degree in Information Systems with Business Management and Marketing from the University of Newcastle Upon-Tyne.

Leo Liu

Business Development Manager (Melbourne, VIC)

Prior to joining Brighten in July 2020, Leo spent the...

 

Leo Liu

Position: Business Development Manager (Melbourne, VIC)
Phone: +61 402 056 878
Email: [email protected]

Prior to joining Brighten in July 2020, Leo spent the last 15 years in the banking and finance industry. He last worked for Tomorrow Finance as a Partnership Manager for introducers. Leo started his career with ANZ on the graduate program, then moved to Bankwest as a Branch Manager. Leo has a proven track record of delivery across customer experience, risk and compliance, revenue growth, business development and relationship management.

Leo holds a Bachelor of Commerce degree with the University of Melbourne.

Jimmy Hou

Business Development Manager (Melbourne, VIC)

 

Jimmy Hou

Position: Business Development Manager (Melbourne, VIC)
Phone: +61 452 182 766
Email: [email protected]

Jimmy has over 11 years’ experience in Banking and Finance.

Prior to joining Brighten, Jimmy worked for BC Securities as a Relationship Manager working directly with consumers in their direct channel.

Jimmy started his career with Standard Chartered Bank then moved into Mortgage Broking before working for the NAB in Credit Assessment.

Jimmy has a proven track record of delivery across customer service, credit risk and assessment, and relationship management.

Jimmy holds a Master’s Degree in Science from the University of Bridgeport in the USA, as well as a Bachelor Degree in Engineering from Toyama University in Japan and a Cert IV in Mortgage Broking and Finance.

Wendy Goulevitch

Business Development Manager (Brisbane, QLD)

Wendy Goulevitch holds the position of Business Development Manager and...

 

Wendy Goulevitch

Position: Business Development Manager (Brisbane, QLD)
Phone: +61 422 200 408
Email: [email protected]

Wendy Goulevitch holds the position of Business Development Manager and is based in Brisbane. Wendy has over 19 years’ experience in the mortgage & finance industry.

Prior to joining Brighten, she worked for Infinity Group Australia as a Personal Banker.
Previously, Wendy worked for Mortgage Ezy in Operations. Prior to that, she worked for Better Choice Home Loans as a Business Development Manager.
Wendy has experience in many other roles including Credit, Settlements, HR & PA to the Director.

Wendy holds a Certificate III in Business, Office Administration.

One Home Loan, One Tree, One Hundred Years

For every home loan we settle, we plant a tree that is legally protected for 100 years.

LEARN MORE

Become a Brighten Broker

Our broker accreditation process is simple and straightforward.
If you’re interested in joining our mission,
simply fill out the form and we’ll be in touch.
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14 May 2020
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4 May 2020
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What our customers and partners say about us

Their ability to work with clients with such high customer service level and fast processing speed is incredible.

Jun,

I have been working with my BDM, Mikai Ning, for two years. Since meeting her, she has continued to impress me with her professionalism, her efficiency, and her patience to listen and explaining all information. Even during pregnancy period, she even said to me personally that if there is anything I require, that Mikai is still contactable and will get back to me as soon as she can. Her attitude is always super nice and is highly passionate about what she does. I have been in this field for so many years and she is the best BDM I have worked with.

Lulu, Accredited Broker

Great review for Mikai Ning. Not only is she highly passionate, but she is also very hard working and highly detail oriented in her work. No matter what time of the day, or day of week, she will always get back to us. We highly appreciate Mikai and Brighten for their hard work and ongoing support.

Fan, Accredited Broker

Brighten’s BDM, Liwen, has left a very impressive impression. Whether it is policy or product, she can solve and fix any problem, big or small, she is always reaching out and supporting us. From the beginning, It has been great to work with Brighten’s vastly experience team and great products. I always recommend Brighten to all my clients.

Jinkai, Accredited Broker

Mikai is a very passionate and proactive person. Our work with Mikai has is nothing but positive outcomes and we look forward to continuing working Brighten and Mikai.

Alan, Accredited Broker

My BDM Leo Liu has been a great help in assisting me setting up the referral program and educating in terms of products and knowledge. I look forward to the greater relationship with Brighten Home Loan and Leo Liu.

Anthony, Accredited Broker

Mikai is our BDM and she is a very detail oriented with great work ethic and speed. If there is a policy update, she will always try and get in touch with us as soon as possible to ensure that we received and understand the relevant changes so that we can better accommodate our clients. Thank you for your ongoing support to us brokers.

Terry, Accredited Broker

It has been very convenient with the interest rates being lower also. Brighten home loan was able to solve so many problems for overseas clients. Big thanks to BDM Mikai for all her support.

Yuhui, Accredited Broker

I need to thank my BDM Liwen Liu. She has been very responsible since the beginning. She is always patient with my home loan scenario enquires. She always tries to do best for the clients. Liwen is very professional, always gives good advice to brokers. She is an excellent BDM. Thank you.

Jakie, Accredited Broker

Discover a brighter future
with Brighten

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Meet the home loan experts
challenging the status quo within
the non-bank lending sphere.

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range of products and learn more
about who we are and our
proposition to brokers.