Loan purposeOwner occupied or investment property: |
|
|---|---|
Suitable borrowers:Prime: |
|
Repayment types |
|
Interest rate types |
|
Loan size |
|
Maximum LVR |
|
Max Loan Term |
|
Repayment method |
|
Acceptable security:Category 1 Postcodes: |
|
Online Access |
|
188B and 188C Visa Holder Loan Application Documents Checklist
Brighten Premium
Full Doc Prime Home LoanIncome Documentation – Rental Income
- Rental statements from real estate agent; OR
- Rental agreement PLUS most recent rental statements showing at least 3 months’ rental income; OR
- Rental appraisal (from an approved/recognised appraiser)
Income Documentation – Investment Income
- 12 months investment fund or share portfolio statements and dividends received
Other
- Offshore Commitment and Expense Declaration
- Visa Grant Notice
- Proof of address if it’s not confirmed by Driver Licence
- Personal Credit Report from the country of origin
- Brighten Supplementary Residency Form
Cash Out
- Unlimited
Credit History
- Paid defaults up to $500 may be considered
Use our calculators to find out whether your numbers add up
Why Choose Brighten?
Superior Product Offering
Comprehensive and competitive Full Doc, Alt Doc and Construction loans, available to Prime, Near Prime, Expat and Non-Resident buyers.
Fast turnaround times
Fast SLA supported by our experienced team and a proprietary cloud-based loan origination platform.
Diverse and Resilient Funding
Well-established warehouse-funding arrangements with multiple Top Tier Banks, three public RMBS programmes and multiple wholesale credit funds to provide further funding diversification.
Better Service Proposition
Our experienced team are available when you need them to help you navigate your home loan journey.
Trusted Partner
Award-winning non-bank lender with an extensive broker and aggregator network across Australia.
Environmental, Social, and Governance
Good governance, social responsibility and sustainability are key pillars of our culture.
*Available for new Brighten Premium loans (OO P&I) ≤70%LVR. # The comparison rate is based on a secured loan of $150,000 and a term of 25 years. WARNING : This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.