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Australian owned, backed internationally

Brighten Home Loans (“Brighten”) is an Australian owned, based and regulated non-bank lender with offices in Sydney, Melbourne, Brisbane, Hong Kong and Shanghai.

Our loans are fully funded by a mix of Top Tier Banks and Multi-Institutional Capital and are specifically designed to suit the needs of a diverse range of customers.

We are an innovative and effective alternative for those seeking home loans beyond the sphere of traditional banks.

We’re reshaping
non-bank lending

Our mission is to reshape non-bank lending in Australia.

At Brighten we believe in creating effective and innovative lending solutions – helping more home-buyers achieve their goal of home ownership within Australia.

We are leading the way in challenging the status quo to establish a real alternative to the major banks by focusing on new ideas and technologies to provide our customers and partners with intuitive, tailored and easy to use lending solutions.

Our Values

At Brighten, we strive to be a lender that makes a positive impact on our customers, our partners, our broader communities, and our planet.

We believe we share a responsibility to lead the way advocating for positive changes in the financial services industry.

Our values consist of Sustainability, Diversity and Inclusion, Equality, Social Responsibility, Ethical, and Good Governance.

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Our team

Brighten is led by an experienced and dynamic executive team. Our managing directors include former executives from UBS, holding an average of over 20 years of experience in the financial industry. Among our departments leaders are former executives from major non-bank lenders in Australia.

Scott Wehl

Chairman

Scott has over 21 years of experience in Global Wealth...

 

Scott Wehl

Position: Chairman

Scott has over 21 years of experience in Global Wealth Management and Corporate Banking working for top tier global banks in Australia, London, and Hong Kong.

Prior to founding Real Asset Management Group, Scott was a Managing Director and Head of Banking Products International for UBS Wealth Management (“UBS WM”), leading a team of finance professionals in 17 countries. Over a 13 year career with UBS WM, Scott held various roles including the Head of Banking Products in the United Kingdom, and Head of Banking Products Asia Pacific. Prior to joining UBS WM, Scott began his finance career in corporate banking with National Australia Bank in Brisbane Australia.

Scott holds a Bachelor of Commerce from Griffith University Australia, and an Executive MBA jointly from Kellogg Business School and the Hong Kong University of Science and Technology.

Scott Kelly

Managing Director

Scott has over 24 years of experience in Global Wealth...

 

Scott Kelly

Position: Managing Director

Scott has over 24 years of experience in Global Wealth Management and Asset Management, working for top tier financial institutions in Australia and the United Kingdom.

Prior to joining Brighten, Scott was a Managing Director and Head of Investment Products and Services for UBS Wealth Management Australia. There he oversaw the entire product offering for Australia’s premier wealth manager with $A24bn of assets under management. Scott has also held the position of National Sales Director for Macquarie Private Wealth Australia and prior to this Scott co-founded and was Managing Director of Corazon Capital, a specialist wealth and asset management business based in Jersey. Scott was also the Joint Head of Private Clients at Kleinwort Benson, after starting his financial career with Mercury Asset Management in London.

Scott holds a B.A. (Hons) degree in Business Management from the University of Leeds and is a Chartered Member of the Chartered Institute of Securities & Investment, UK.

Adam Moore

Director, Head of Securitisation & Funding

Adam has over 9 years of debt funding experience. Prior...

 

Adam Moore

Position: Director, Head of Securitisation & Funding

Adam has over 9 years of debt funding experience.

Prior to joining Brighten, Adam was a member of the Treasury and Securitisation team at Resimac, responsible for funding Resimac’s residential mortgage portfolio. In this role Adam managed various warehouse relationships along with arranging RMBS transactions to meet the ongoing funding requirements of the business.

Adam holds a Bachelor of Business Administration (Finance) degree from Macquarie University and a Bachelor of European Business from the Ecole de Management de Normandie.

Jason Ford

Director, Head of Operations

Jason has extensive experience spanning more than 18 years’ in...

 

Jason Ford

Position: Director, Head of Operations

Jason has extensive experience spanning more than 18 years’ in the financial services industry, specialising in banking and mortgage lending.

Prior to joining Brighten, Jason most recently was responsible for the management of service across Firstmac’s businesses including loans.com.au. Jason’s passion is leading teams who strive to deliver a truly world class customer experience through efficient operational processes to retail, wholesale and white label customers. Jason’s business units encompassed managing end to end sales to settlement, customer service, collections, customer relations, loan solutions and investments, both in Australia and offshore.

Jason is currently undertaking his Masters of Business Administration through Griffith University.

Natalie Sheehan

Director, Head of Distribution

Natalie has over 30 years of experience in Banking and...

 

Natalie Sheehan

Position: Director, Head of Distribution

Natalie has over 30 years of experience in Banking and Finance industry, working for some of Australia’s leading financial institutions.

Prior to joining Brighten, Natalie was the General Manager at Resicom Financial, where she was responsible for managing and mentoring the firm’s national team of business development managers and credit analysts and growing the introducer network within the Private Lending and Non-Bank space. Prior to that, Natalie was the COO and the Head of Distribution of Better Choice Home Loans.

Natalie is also a MFAA and FBAA accredited mentor under the More than Mentoring program which provides online study modules, hands on training sessions and workshops for new to industry brokers. Natalie is currently undertaking her MBA through Monash University. Natalie also holds a Diploma of Finance Broking n Insolvency Law (Postgraduate) Certificate in Insolvency Practice from the Queensland University of Technology and a Diploma in Finance and Mortgage Broking Management.

Stuart Murray

Director, Head of Credit

Stuart has over 20 years of experience in the Australian...

 

Stuart Murray

Position: Director, Head of Credit

Stuart has over 20 years of experience in the Australian Financial Service industry where he has specialised in Credit Assessment and Mortgage Underwriting.

Prior to joining Brighten, Stuart was the Head of Lending Australia and Responsible Manager for Resimac, where he was responsible for management of all aspects of Resimac’s Australian Underwriting team.

Prior to that, Stuart worked within Mortgage Credit Assessment at St George Bank and Bluestone Mortgages.

As the Head of Credit, Stuart’s responsibilities include the assessment of all mortgage applications and ensuring accurate, consistent credit decisions are made.

Stuart holds qualifications in Mortgage Finance and Mortgage Broking as well as Training and Assessment.

Jennifer Xu

Director, Head of Marketing

Jennifer has 8 years of experience in Marketing and Public...

 

Jennifer Xu

Position: Director, Head of Marketing

Jennifer has 8 years of experience in Marketing and Public Relations, working for institutions in Australia, Hong Kong and Macau.

Jennifer joined Real Asset Management Group in 2014 and currently holds the position of Director, Head of Marketing. Prior to that, Jennifer worked for Classic Magazine as an Editor. Previously, she worked for Strategic Public Relations Group, Television Broadcasts Limited (TVB) and Konami Digital Entertainment Ltd.

Jennifer holds a Master degree of Social Science in Advertising and a Bachelor of Journalism and Communication from the Chinese University of Hong Kong.

Yvonne Ching

Head of Client Services

Yvonne has over 15 years of experience as an Australian...

 

Yvonne Ching

Position: Head of Client Services

Yvonne has over 15 years of experience as an Australian tax compliance professional specialised in SMSF Superannuation Fund audits, and tax planning for SMEs and High Net Worth individuals.

Prior to joining Brighten, Yvonne worked as a Senior Accountant at Holt Baker Pty Ltd in Melbourne.

Yvonne holds a Bachelor of Business Accounting from Victoria University. Yvonne is also a Certified Practising Accountant (CPA), a registered Tax Agent, a registered SMSF Superannuation Fund Auditor and a Certified Xero Advisor.

Brighten in the News

Brighten names lending manager
1 September 2021
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Brighten adds new role to credit team
31 August 2021
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Brighten Home Loans appoints new lending manager
31 August 2021
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Briefs: Suncorp launches hybrid, Brighten hires lending manager
31 August 2021
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Brighten Home Loans aim to reduct turnaround times through Simpology partnership
25 August 2021
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Brighten teams with mortgage tech
24 August 2021
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The three biggest loan application mistakes
11 August 2021
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Non-bank head of distribution looks to a greener future
5 August 2021
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Brighten’s Mission to Reshape Non-Bank Lending
27 July 2021
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A Place to Call Home
27 July 2021
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Non-bank boosts ESG commitment
22 July 2021
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The opportunity that every broker should leverage
17 July 2021
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Brighten Home Loans MD rides for charity
14 July 2021
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Making moves in the finance world
9 July 2021
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Brighten’s star rises with Solaris nonresident RMBS debut
19 April 2021
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Brighten creates white label channel role
8 April 2021
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Brighten Home Loans managing director on the gender pay gap
11 March 2021
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Non-bank lender commits to pay equity
8 March 2021
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Non-bank recognised by government for work to eliminate gender pay gap
8 March 2021
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Brighten appoints head of credit
11 February 2021
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Brighten’s Stephen Murphy looks forward to the year ahead
20 January 2021
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Brighten Home Loans unveils key appointment
8 December 2020
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Home lending specialist joins Brighten Home Loans
8 December 2020
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Non-banks urge revamp of TFF criteria
20 November 2020
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Changing Gears
30 October 2020
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Brighten | KangaNews
15 October 2020
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Brighten’s growth focus
15 October 2020
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BDM in the Spotlight: Jimmy Hou
6 October 2020
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Non-banks team up
9 September 2020
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Non-bank partners with LJ Hooker Home Loans
9 September 2020
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Briefs: June quarter credit flow surprise, LJ Hooker partners with Brighten
9 September 2020
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BDM in the Spotlight: Leo Liu
3 August 2020
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BDM in the Spotlight: Mikai Ning
13 July 2020
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BDM in the Spotlight: Kay Yang
1 June 2020
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Broker on Broker
14 May 2020
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Aggregator welcomes non-bank to panel
4 May 2020
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Non-bank extends broker channel presence
4 May 2020
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BDM in the Spotlight: Liwen Liu
27 April 2020
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Home lender appoints head of distribution
17 April 2020
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Non-bank names head of distribution
8 April 2020
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Brighten Home Loans appoints industry veteran as Head of Distribution
8 April 2020
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Non-bank appoints inaugural head of distribution
8 April 2020
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Non-bank lender continues rise to prominence
31 January 2020
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Brighten secures a $250 million funding facility
24 January 2020
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Non-bank eyes prime space in new mortgage market push
22 January 2020
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Niche Lender Plans To Go Prime
22 January 2020
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Goldman lending deal to Brighten residential property push
19 January 2020
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Non-bank lender set to rescue neglected borrowers
17 September 2018
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Foreign-backed lender to target ‘orphaned’ borrowers
14 September 2018
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What our customers and partners say about us

Their ability to work with clients with such high customer service level and fast processing speed is incredible.

Jun,

I have been working with my BDM, Mikai Ning, for two years. Since meeting her, she has continued to impress me with her professionalism, her efficiency, and her patience to listen and explaining all information. Even during pregnancy period, she even said to me personally that if there is anything I require, that Mikai is still contactable and will get back to me as soon as she can. Her attitude is always super nice and is highly passionate about what she does. I have been in this field for so many years and she is the best BDM I have worked with.

Lulu, Accredited Broker

Great review for Mikai Ning. Not only is she highly passionate, but she is also very hard working and highly detail oriented in her work. No matter what time of the day, or day of week, she will always get back to us. We highly appreciate Mikai and Brighten for their hard work and ongoing support.

Fan, Accredited Broker

Brighten’s BDM, Liwen, has left a very impressive impression. Whether it is policy or product, she can solve and fix any problem, big or small, she is always reaching out and supporting us. From the beginning, It has been great to work with Brighten’s vastly experience team and great products. I always recommend Brighten to all my clients.

Jinkai, Accredited Broker

Mikai is a very passionate and proactive person. Our work with Mikai has is nothing but positive outcomes and we look forward to continuing working Brighten and Mikai.

Alan, Accredited Broker

My BDM Leo Liu has been a great help in assisting me setting up the referral program and educating in terms of products and knowledge. I look forward to the greater relationship with Brighten Home Loan and Leo Liu.

Anthony, Accredited Broker

Mikai is our BDM and she is a very detail oriented with great work ethic and speed. If there is a policy update, she will always try and get in touch with us as soon as possible to ensure that we received and understand the relevant changes so that we can better accommodate our clients. Thank you for your ongoing support to us brokers.

Terry, Accredited Broker

It has been very convenient with the interest rates being lower also. Brighten home loan was able to solve so many problems for overseas clients. Big thanks to BDM Mikai for all her support.

Yuhui, Accredited Broker

I need to thank my BDM Liwen Liu. She has been very responsible since the beginning. She is always patient with my home loan scenario enquires. She always tries to do best for the clients. Liwen is very professional, always gives good advice to brokers. She is an excellent BDM. Thank you.

Jakie, Accredited Broker

Discover a brighter future
with Brighten

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Prefer to chat? Get in touch on 13 14 88