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Suitable borrowers |
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Loan Term |
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Min. Loan Amount |
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Max. Loan Amount |
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Max. LVR |
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Acceptable Securities(Refer to Acceptable Security Location Postcodes List) |
Specialised securities accepted on a case-by-case basis |
Cash Out/ Debt Consolidation |
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Credit History |
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Repayment Options |
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Repayment Methods |
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Loan Application Document Checklist
Brighten Lift® Commercial Loans
- Application Form
- Signed and dated Borrower Declaration declaring borrower(s) capacity to meet the proposed loan repayment and confirming Exit Strategy
- Current 6 months loan statement if refinance
FAQs
Do you accept individual borrowers under this product?
No, unfortunately we can only lend to company borrowers under our Brighten Lift® product.
Why should I choose Brighten’s Lift® product?
Brighten Lift® is designed for businesses seeking short term, quick and flexible financial solutions, beyond what traditional banks offer. Our streamlined process and flexible document requirements allow borrowers to access funds quicker than traditional lenders. We allow a broader range of loan purposes including bridging finance (buy before sell), working capital, unlimited debt consolidation, equity release for business purposes and land banking.
What type of securities are acceptable?
We accept standard commercial securities and residential securities in Cat 1 and Cat 2 locations. Specialised securities may be considered on a case-by-case basis.
Do you capitalise interest?
Interest only repayments are required to be made monthly in arrears. Should there be sufficient equity, you could look to cash out to cover any interest payments during the loan term.
Do you require an annual reviews?
No, we don’t require annual reviews. Once you settle with Brighten, you can relax and leave the rest to us.
Is there a redraw facility available?
Yes, redraw is available on this product.
Why Choose Brighten?
Superior Product Offering
Comprehensive and competitive Full Doc, Alt Doc, Lease Doc loans and Asset Lending
Fast turnaround times
Fast SLA supported by our experienced team and a proprietary cloud-based loan origination platform.
Diverse and Resilient Funding
Well-established warehouse-funding arrangements with multiple Top Tier Banks, three public RMBS programmes and multiple wholesale credit funds to provide further funding diversification.
Better Service Proposition
Our experienced team are available when you need them to help you navigate your loan journey.
Trusted Partner
Award-winning non-bank lender with an extensive broker and aggregator network across Australia.
Environmental, Social, and Governance
Good governance, social responsibility and sustainability are key pillars of our culture.
*Interest rate may vary. The actual Interest rate will depend on our assessment criteria and your actual LVR.