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Self-Employed Secures Alt Doc Construction Loan in One Week with Accountant’s Declaration

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Occupation

Self-Employed – Solicitor

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Location

NSW (CAT 1)

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Loan Amount

$2,000,000

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LVR

80%

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Property Type

Construction

Scenario

Mr. and Mrs. N were looking to knock down and rebuild a property in the picturesque beachside suburb of Dover Heights, Sydney. As Mr. N is self-employed and hadn’t yet finalised his 2024-25 financials, they needed a lender who could offer an Alt Doc construction loan, so they could get started on the building work without delay.

How did Brighten help?

Brighten offered an Alt Doc solution through our Brighten Easy Builder® construction product.  With income verified via an accountant’s declaration, we were able to approve their $2 million loan at the maximum 80% LVR within the week.

Once construction is complete, the loan will automatically revert to Brighten Boss® Prime, our standard Alt Doc home loan featuring a competitive variable rate, with no additional paperwork required. By offering one of the few Alt Doc construction loans available in the market, Brighten helped Mr. and Mrs. N stay on track with their rebuild without delays. 

Fees, charges, lending criteria applies.

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