Loan purpose |
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Suitable borrowers |
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Property Type |
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Min. Loan Amount |
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Max. Loan Amount |
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Max. LVR |
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Loan Term |
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Acceptable Securities(Refer to Acceptable Security Location Postcodes List) |
Specialised securities accepted on a case-by-case basis |
Income Documentation |
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Cash Out |
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Debt Consolidation |
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Credit History |
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Split Loan |
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Repayment Options |
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Repayment Methods |
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Why would I choose Brighten instead of going through banks?
Comparing with banks, Brighten doesn’t require annual review. And we have a more generous borrowing capacity comparing with banks
What is the max loan term?
We offer loans with terms of up to 30 years.
What type of securities are acceptable?
We accept standard commercial securities and residential securities in Cat 1 and Cat 2 locations. Specialised securities may be considered on a case-by-case basis.
Do you require a GSA over my trading business?
We don’t require a GSA (General Security Agreement) over your trading business.
Is there redraw available?
Yes, redraw is available on this product.
Submit Your Application
Email application details and supporting documents to [email protected].
We issue your customer a complimentary conditional written approval within 5 business days.
Valuation & Income Verification
Begin valuation and income verification process after Valuation Fee is settled.
Documents Signing
We issue your customer the formal loan approval, then forward your customer all the necessary documents for signing.
Settlement
Finalise settlement, and the loan is released to your customer.
Congratulations!
Comprehensive and competitive Full Doc, Alt Doc, Lease Doc loans and Asset Lending
Fast SLA supported by our experienced team and a proprietary cloud-based loan origination platform.
Well-established warehouse-funding arrangements with multiple Top Tier Banks, a public RMBS programme and a wholesale credit fund to provide further funding diversification.
Our experienced team are available when you need them to help you navigate your home loan journey.
Award-winning non-bank lender with an extensive broker and aggregator network across Australia.
Good governance, social responsibility and sustainability are key pillars of our culture.
*Interest rate may vary. The actual Interest rate will depend on our assessment criteria and your actual LVR.
