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188B and 188C Visa Holder Home Loans

Brighten Premium – Full Doc home loans for Australian 188B and 188C or 888B and 888C Visa holders

Variable rate from

7.13
%

p.a.*

Principal & Interest
7.57
%

p.a.#

Comparison Rate

Complimentary Assessment

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Loan purpose:
Owner occupied or investment property:

Purchase

Refinance

Equity Release

Suitable borrowers:
Prime:

Australian 188B/C or 888B/C Visa holders

Repayment types

Principal and interest

Interest only (up to 5 years)

Interest rate types

Variable rate

Loan size

Min $50,000

Max $2,500,000

Maximum LVR

80%

Maximum loan term

Up to 30 years

Repayment method

Direct Debit, BPAY, Pay anyone

Acceptable security:
Category 1 Postcodes:

Apartments

Townhouses

Houses

Online Access

Through the Brighten Home Loans portal

188B and 188C Visa Holder Loan Application Documents Checklist

Brighten Premium
Full Doc Prime Home Loan

Income Documentation – Rental Income

  • Rental statements from real estate agent; OR
  • Rental agreement PLUS most recent rental statements showing at least 3 months’ rental income; OR
  • Rental appraisal (from an approved/recognised appraiser)

Income Documentation – Investment Income

  • 12 months investment fund or share portfolio statements and dividends received

Other

  • Offshore Commitment and Expense Declaration
  • Visa Grant Notice
  • Proof of address if it’s not confirmed by Driver Licence
  • Personal Credit Report from the country of origin
  • Brighten Supplementary Residency Form

Cash Out

  • Unlimited

Credit History

  • Paid defaults up to $500 may be considered
Complimentary Assessment Become a Brighten Broker

Case Studies

Brighten Premium

188C visa-holder expands property portfolio in Australia

Mr. J holds a 188C investor visa. He is looking to purchase two more investment properties – a fully detached house in a Cat 1 location in NSW, and an apartment in a Cat 1 location in QLD.

Read More
View All Case Studies

How does it work?

1

Submit Your Application

We process your application and supporting documents, and issue you with a complimentary conditional written approval within 48 hours.

2

Valuation & Income Verification

We will begin our valuation and income verification process after Valuation Fee is settled.

3

Documents Signing

We will issue you the formal loan approval, then we will forward you all the necessary documents you need to sign.

4

Settlement

We finalise your settlement, and your loan is released to you. Congratulations!

Use our calculators to find out whether your numbers add up

How much can I borrow?

Try the Borrowing Power Calculator and find out how much you may be able to borrow.

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What will my loan repayments be?

Discover an estimate of your loan repayments with our Loan Repayment Calculator.

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How much Stamp Duty will I pay?

Use the Stamp Duty Calculator, and discover the government charges you’ll have to pay on your loan.

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More Calculators

Why Choose Brighten?

1

Superior Product Offering

Comprehensive and competitive Full Doc, Alt Doc and Construction loans, available to Prime, Near Prime, Expat and Non-Resident buyers.

2

Fast turnaround times

48-hour SLA supported by our experienced team and a proprietary cloud-based loan origination platform.

3

Diverse and Resilient Funding

Well-established warehouse-funding arrangements with multiple Top Tier Banks, a public RMBS programme and a wholesale credit fund to provide further funding diversification.

4

Better Service Proposition

Our experienced team are available when you need them to help you navigate your home loan journey.

5

Trusted Partner

Award-winning non-bank lender with an extensive broker and aggregator network across Australia.

6

Environmental, Social, and Governance

Good governance, social responsibility and sustainability are key pillars of our culture.

*Available for new Brighten Premium loans (OO P&I) ≤70%LVR. # The comparison rate is based on a secured loan of $150,000 and a term of 25 years. WARNING : This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Discover a brighter future
with Brighten

Complimentary Assessment