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Acceptable Securities(Refer to Acceptable Security Location Postcodes List) |
Specialised securities accepted on a case-by-case basis |
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Credit History |
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Split Loan |
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Tailored for you
We are leading the way in challenging the status quo to establish a real alternative to traditional lending.
Discover our effective and innovative commercial loan solutions tailored for you.
Loan Application Document Checklist
Full Doc Commercial Loans
- Latest 2 years financials
- Latest 2 years ATO Notice of Assessments
OR
- The most recent 1-Year Financial Statements (i.e. Statement of Financial Position / Performance), including business/trust and personal Income Tax Returns must be provided. This must also be supported by the latest available Tax Assessment Notice.
- 2 consecutive payslips
FAQs
What is the maximum loan term?
We offer loans with terms of up to 30 years.
What type of securities are acceptable?
We accept standard commercial securities and residential securities in Cat 1 and Cat 2 locations. Specialised securities may be considered on a case-by-case basis.
Do you require a GSA over my trading business?
No, we do not require a GSA (General Security Agreement) over your trading business.
Is there a redraw facility available?
Yes, redraw is available on this product.
Why Choose Brighten?
Superior Product Offering
Comprehensive and competitive Full Doc, Alt Doc, Lease Doc loans and Asset Lending
Fast turnaround times
Fast SLA supported by our experienced team and a proprietary cloud-based loan origination platform.
Diverse and Resilient Funding
Well-established warehouse-funding arrangements with multiple Top Tier Banks, three public RMBS programmes and multiple wholesale credit funds to provide further funding diversification.
Better Service Proposition
Our experienced team are available when you need them to help you navigate your loan journey.
Trusted Partner
Award-winning non-bank lender with an extensive broker and aggregator network across Australia.
Environmental, Social, and Governance
Good governance, social responsibility and sustainability are key pillars of our culture.
*Interest rate may vary. The actual Interest rate will depend on our assessment criteria and your actual LVR.