Loan purpose |
|
|---|---|
Suitable borrowers |
|
Property Type |
|
Min. Loan Amount |
|
Max. Loan Amount |
|
Max. LVR |
|
Loan Term |
|
Acceptable Securities(Refer to Acceptable Security Location Postcodes List) |
Specialised securities accepted on a case-by-case basis |
Income Documentation |
|
Cash Out |
|
Debt Consolidation |
|
Credit History |
|
Split Loan |
|
Repayment Options |
|
Repayment Methods |
|
What is a lease doc loan?
A lease doc loan is a commercial loan that uses the rental income generated from a commercial property to service the loan on a stand-alone basis.
Do you accept brand new leases?
Yes, new leases could be considered on a case-by-case basis.
Is there any requirement of the remaining lease term?
We require the remaining lease term to be no less than 12 months.
Do you require an annual review?
No, we do not require annual reviews. Once you settle with Brighten, you can relax and leave the rest to us.
Is there a redraw faciliy available?
Yes, redraw is available on this product.
Are guarantees required?
Yes, a guarantee from directors of the borrowing entity is required. A guarantee from a trading entity is not required.
Submit Your Application
Email application details and supporting documents to [email protected].
We will then issue your customer a complimentary conditional written approval within 5 business days.
Valuation & Income Verification
We begin valuation and income verification process after the Valuation Fee is settled.
Documents Signing
We then issue your customer the formal loan approval and forward your customer all the necessary documents for signing.
Settlement
We then finalise settlement, and the loan is released to your customer.
Congratulations!
Comprehensive and competitive Full Doc, Alt Doc, Lease Doc loans and Asset Lending
Fast SLA supported by our experienced team and a proprietary cloud-based loan origination platform.
Well-established warehouse-funding arrangements with multiple Top Tier Banks, 2 public RMBS programmes and a wholesale credit fund to provide further funding diversification.
Our experienced team are available when you need them to help you navigate your loan journey.
Award-winning non-bank lender with an extensive broker and aggregator network across Australia.
Good governance, social responsibility and sustainability are key pillars of our culture.
*Interest rate may vary. The actual Interest rate will depend on our assessment criteria and your actual LVR.
