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Max. LVR |
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Loan Term |
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Acceptable Securities(Refer to Acceptable Security Location Postcodes List) |
Specialised securities accepted on a case-by-case basis |
Income Documentation |
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Cash Out |
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Debt Consolidation |
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Credit History |
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Split Loan |
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What is lease doc?
Lease doc is a commercial loan that use the rental income generated from a commercial property to service their loan on a stand-alone basis.
Do you accept brand new leases?
Yes, new leases could be considered on a case-by-case basis.
Is there any requirement of the remaining lease term?
We require the remaining lease term to be no less than 12 months.
Are there annual reviews?
We don’t require annual reviews. Once you settle with Brighten, you can relax and leave the rest to us.
Is there redraw available?
Yes, redraw is available on this product.
Are guarantees required?
Yes, from directors of the borrowing entity. A guarantee from a trading entity is not required.
Submit Your Application
Email application details and supporting documents to [email protected].
We issue your customer a complimentary conditional written approval within 5 business days.
Valuation & Income Verification
Begin valuation and income verification process after Valuation Fee is settled.
Documents Signing
We issue your customer the formal loan approval, then forward your customer all the necessary documents for signing.
Settlement
Finalise settlement, and the loan is released to your customer.
Congratulations!
Comprehensive and competitive Full Doc, Alt Doc, Lease Doc loans and Asset Lending
Fast SLA supported by our experienced team and a proprietary cloud-based loan origination platform.
Well-established warehouse-funding arrangements with multiple Top Tier Banks, a public RMBS programme and a wholesale credit fund to provide further funding diversification.
Our experienced team are available when you need them to help you navigate your home loan journey.
Award-winning non-bank lender with an extensive broker and aggregator network across Australia.
Good governance, social responsibility and sustainability are key pillars of our culture.
*Interest rate may vary. The actual Interest rate will depend on our assessment criteria and your actual LVR.
