Loan purposeOwner occupied or investment property: |
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Suitable borrowers:Prime: |
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Acceptable security:Category 1 Postcodes: |
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We are leading the way in challenging the status quo to establish a real alternative to traditional lending.
Discover our effective and innovative home loan solutions tailored for you.
Income Documentation – Rental Income
Income Documentation – Investment Income
Other
Cash Out
Credit History
Submit Your Application
We process your application and supporting documents, and issue you with a complimentary conditional written approval within 48 hours.
Valuation & Income Verification
We will begin our valuation and income verification process after Valuation Fee is settled.
Documents Signing
We will issue you the formal loan approval, then we will forward you all the necessary documents you need to sign.
Settlement
We finalise your settlement, and your loan is released to you. Congratulations!
Try the Borrowing Power Calculator and find out how much you may be able to borrow.
Discover an estimate of your loan repayments with our Loan Repayment Calculator.
Use the Stamp Duty Calculator, and discover the government charges you’ll have to pay on your loan.
Comprehensive and competitive Full Doc, Alt Doc and Construction loans, available to Prime, Near Prime, Expat and Non-Resident buyers.
Fast SLA supported by our experienced team and a proprietary cloud-based loan origination platform.
Well-established warehouse-funding arrangements with multiple Top Tier Banks, 2 public RMBS programmes and a wholesale credit fund to provide further funding diversification.
Our experienced team are available when you need them to help you navigate your home loan journey.
Award-winning non-bank lender with an extensive broker and aggregator network across Australia.
Good governance, social responsibility and sustainability are key pillars of our culture.
*Available for new Brighten Premium loans (OO P&I) ≤70%LVR. # The comparison rate is based on a secured loan of $150,000 and a term of 25 years. WARNING : This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
