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Why Choose Brighten

Fully Assessed Pre-Approvals
All Brighten Products
Existing Debts Assessed at 125% of Actual Repayments
All Brighten Products*
Unlimited Cash Out up to 80% LVR
All Brighten Products
CAT 1 & 2 Postcodes Accepted (Prime Products)
Brighten Empower Prime | Brighten Elevate
Brighten Boss^® Prime | Brighten Connect
Brighten Easy Builder^® | Brighten Evergreen
Application Assessed on Merits
All Brighten Products

Cash Out up to $500k for Business Purposes
All Brighten Products
1-Year Financials (Available to Prime Borrowers)
Brighten Empower Prime^{^} | Brighten Empower
Brighten Elevate | Brighten Premium
One Form of Income Documentation Required(Alt Doc)
Brighten Boss^® Prime | Brighten Boss^®
Brighten Easy Builder^® – Alt Doc
Up to 95% LVR Inclusive LMI
Brighten Empower Prime
Unlimited Debt Consolidation Including Payout of ATO Debts
Brighten Boss^® | Brighten Empower

Up to $15,000,000 Loan
Brighten Empower| Brighten Boss^®
Brighten Elevate | Brighten Connect
Brighten Premium | Brighten Evergreen
Non-Australian Sourced Income Accepted
All Brighten Products*
Construction and Bridging Home Loans
Brighten Easy Builder^® | Brighten Connect
CAT 3 Postcodes Accepted
Brighten Boss^® | Brighten Empower
Refinance of Non-Conforming and Private Loans Accepted
Brighten Boss^® | Brighten Empower
Interest Rate Based on Security – Not Purpose
All Brighten Products

*Repayment amount must be reasonable for life of the loan
^{^}Up to 80% LVR

Industry Recognition

MFAA awards 2025

BBA2024 winner best lender bdm non bank

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