Chat with us, powered by LiveChat
brighten-logo

Submit a Scenario

Scroll to learn more

Submit a Scenario

"*" indicates required fields

MM slash DD slash YYYY

48-Hours SLA

Our first turnaround times are supported by a proprietary loan processing platform, so you can count on us to ensure that you can have the best experience for your customers with the expertise of our professional team by your side.

Why Choose Brighten

  • Fully Assessed Pre-Approvals
    All Brighten Products
  • Existing Debts Assessed at 125% of Actual Repayments
    All Brighten Products*
  • Unlimited Cash Out up to 80% LVR
    All Brighten Products
  • CAT 1 & 2 Postcodes Accepted (Prime Products)
    Brighten Empower Prime | Brighten Elevate
    Brighten Boss® Prime | Brighten Connect
    Brighten Easy Builder® | Brighten Evergreen
  • Application Assessed on Merits
    All Brighten Products
  • Cash Out up to $500k for Business Purposes
    All Brighten Products
  • 1-Year Financials (Available to Prime Borrowers)
    Brighten Empower Prime^ | Brighten Empower
    Brighten Elevate | Brighten Premium
  • One Form of Income Documentation Required(Alt Doc)
    Brighten Boss® Prime | Brighten Boss®
    Brighten Easy Builder® – Alt Doc
  • Up to 95% LVR Inclusive LMI
    Brighten Empower Prime
  • Unlimited Debt Consolidation Including Payout of ATO Debts
    Brighten Boss® | Brighten Empower
  • Up to $2,500,000 Loan
    Brighten Empower| Brighten Boss®
    Brighten Elevate | Brighten Connect
    Brighten Premium | Brighten Evergreen
  • Non-Australian Sourced Income Accepted
    All Brighten Products*
  • Construction and Bridging Home Loans
    Brighten Easy Builder® | Brighten Connect
  • CAT 3 Postcodes Accepted
    Brighten Boss® | Brighten Empower
  • Refinance of Non-Conforming and Private Loans Accepted
    Brighten Boss® | Brighten Empower
  • Interest Rate Based on Security – Not Purpose
    All Brighten Products

*Repayment amount must be reasonable for life of the loan
^Up to 80% LVR

Industry Recognition

Brighten in the News

Brighten launches new broker portal
24 October 2024
Read more
Brighten unveils broker portal upgrade
23 October 2024
Read more
Big Deal
14 October 2024
Read more
Brighten appoints new head of commercial lending
11 October 2024
Read more
Former leader at Pepper, Westpac, and CBA, joins Brighten
11 October 2024
Read more
Brighten’s warm glow of success and innovation
23 September 2024
Read more
Brighten innovates products and policies, propels growth
16 September 2024
Read more
Brighten expands leadership team as it eyes broker growth
16 September 2024
Read more
Brighten strengthens leadership amid rapid growth
14 September 2024
Read more
Brighten appoints new senior BDM for Victoria
22 August 2024
Read more
Brighten appoints new senior BDM
20 August 2024
Read more
‘Frustrating misconception’: Do you believe non-bank lenders are less safe?
12 July 2024
Read more
How can lenders support the self-employed?
11 July 2024
Read more
Top non-bank shines with award-winning BDMs
25 June 2024
Read more
Home buyers eye non-bank loans
4 June 2024
Read more
66% of borrowers more likely to use a broker than go direct: Brighten
4 June 2024
Read more
Non-bank embarks on journey of growth
13 May 2024
Read more
Brighten appoints new BDM amid WA boom
1 May 2024
Read more
Brighten appoints senior BDM
30 April 2024
Read more
Best Mortgage Innovations in Australia | 5-Star Mortgage Innovators
30 April 2024
Read more
Brighten partners with Quickli for enhanced broker support
1 March 2024
Read more
Non-bank lender partners with Quickli
28 February 2024
Read more
Brighten Home Loans drops servicing buffer to 2%
8 February 2024
Read more
Brighten reduces buffer, enhances policy to improve serviceability
8 February 2024
Read more
New CEO takes the reins at non-bank
23 January 2024
Read more
Brighten Announces Jason Azzopardi as New CEO to Spearhead Expansion
22 January 2024
Read more
Brighten announces new CEO
22 January 2024
Read more
Brighten welcomes new CEO
22 January 2024
Read more
Brighten and Carbon Neutral: Cultivating a greener future together
18 January 2024
Read more
Affordability and serviceability will continue to bite in 2024: Brighten
8 January 2024
Read more
Why this lender is telling customers to use a mortgage broker
21 December 2023
Read more
Brighten Home Loans wins Inclusive Employer recognition
23 November 2023
Read more
Brighten ready to forecast sunnier skies ahead
6 October 2023
Read more
Brokers’ market share slipped this quarter – what can they do about it?
8 September 2023
Read more
Ripe opportunity for brokers in under-served mortgage market: Brighten
29 August 2023
Read more
AFG launches mortgage products for underserved markets
23 August 2023
Read more
AFG and Brighten unveil white label offering
16 August 2023
Read more
Why technology is crucial for the mortgage industry
4 August 2023
Read more
Debt consolidation by refinancing your home loan
18 July 2023
Read more
Mortgage innovators share their blueprint for success
22 June 2023
Read more
AFG and Brighten announce white label partnership
20 June 2023
Read more
AFG extends white label home loan product range
19 June 2023
Read more
Are rising property auction clearance rates an opportunity for brokers?
5 June 2023
Read more
Brighten launches bridging loan product
27 April 2023
Read more
Authentic brand activism: The value of diversity and inclusion
11 April 2023
Read more
Revealed: 5-Star Mortgage Innovators
31 March 2023
Read more
Best Mortgage Innovations in Australia | 5-Star Mortgage Innovators
29 March 2023
Read more
Non-bank lenders and brokers can help alleviate the housing crisis
6 March 2023
Read more
Brighten senior BDM promoted to newly created role
17 February 2023
Read more
Here’s Australia’s 30 best suburbs for rentvesting
14 January 2023
Read more
MFAA calls for greater diversity to achieve growth
13 December 2022
Read more
Purple Circle adds another lender to its panel
9 December 2022
Read more
Non-bank lender Brighten preps $400m RMBS deal
25 November 2022
Read more
Open Borders: Why expats are a big opportunity for brokers
19 October 2022
Read more
Help your visa holder clients with foreign income to secure a mortgage
6 October 2022
Read more
Brighten comes home to resident lending in ongoing growth drive
3 October 2022
Read more
Brighten Home Loan partners with Finsure to bolster distribution
14 September 2022
Read more
Purple Circle launches white label loans suite
7 September 2022
Read more
Brighten launches home loans for expats
2 September 2022
Read more
BDM in the spotlight: Jay Allen
1 September 2022
Read more
Brighten unveils new mortgage for Australian expats
24 August 2022
Read more
Brighten offers new home loan product to expats
24 August 2022
Read more
Brighten Home Loans introduces new product for expats and Aussies returning home
24 August 2022
Read more
Brighten Home Loans joins outsource Financial’s lender panel
12 August 2022
Read more
Brighten joins another aggregator panel
10 August 2022
Read more
Brighten joins another aggregator panel
9 August 2022
Read more
Australian Mortgage Awards 2022 – Excellence Awardees revealed
8 August 2022
Read more
Brighten Home Loans donates over $80,000 to five charities
19 July 2022
Read more
Brokers beware: tax time is here
1 July 2022
Read more
Let’s Talk: How to be the hottest workplace in town
22 June 2022
Read more
In search of an even playing field
9 June 2022
Read more
First-home buyers fear being priced out
27 May 2022
Read more
First-home buyers fear being priced out
27 May 2022
Read more
Let’s get digital
11 April 2022
Read more
Brighten Home Loans enjoys lending, staff growth
25 March 2022
Read more
Beating the Bias: The Glass Ceiling effect and its impact on women in the workplace
8 March 2022
Read more
Health versus Career: The unsolved dilemma women face at work
8 March 2022
Read more
What could be done to encourage more women into broking?
8 March 2022
Read more
IWD2022: Top tips on running a successful mortgage business
8 March 2022
Read more
Brighten Home Loans appoints national sales manager
16 February 2022
Read more
Brighten Home Loans appoints national sales manager
16 February 2022
Read more
Brighten hires national sales manager
16 February 2022
Read more
Brighten Home Loans reshapes non-bank lending
27 January 2022
Read more
Non-bank lender sees high demand from the self-employed
27 January 2022
Read more
Broker head cycles 332 km to raise funds for suicide prevention
6 January 2022
Read more
Brighten named Inclusive Employer
29 December 2021
Read more
MoneyQuest partners with Brighten for new white label loan
17 December 2021
Read more
Brighten Home Loans earns inclusivity award
14 December 2021
Read more
Will “The Great Resignation” see demand for non-bank loans heighten?
30 November 2021
Read more
Brighten tech chief on broker pain points and tech solutions to human problems
22 October 2021
Read more
Brighten to Land at Home
21 October 2021
Read more
Brighten taps new technology chief
19 October 2021
Read more
Brighten Home Loans appoints new CTO
19 October 2021
Read more
CT becomes CTO at Brighten Home Loans
18 October 2021
Read more
Brighten names lending manager
1 September 2021
Read more
Brighten adds new role to credit team
31 August 2021
Read more
Brighten Home Loans appoints new lending manager
31 August 2021
Read more
Briefs: Suncorp launches hybrid, Brighten hires lending manager
31 August 2021
Read more
Brighten Home Loans aim to reduct turnaround times through Simpology partnership
25 August 2021
Read more
Brighten teams with mortgage tech
24 August 2021
Read more
The three biggest loan application mistakes
11 August 2021
Read more
Non-bank head of distribution looks to a greener future
5 August 2021
Read more
Brighten’s Mission to Reshape Non-Bank Lending
27 July 2021
Read more
A Place to Call Home
27 July 2021
Read more
Non-bank boosts ESG commitment
22 July 2021
Read more
The opportunity that every broker should leverage
17 July 2021
Read more
Brighten Home Loans MD rides for charity
14 July 2021
Read more
Making moves in the finance world
9 July 2021
Read more
Brighten’s star rises with Solaris nonresident RMBS debut
19 April 2021
Read more
Brighten creates white label channel role
8 April 2021
Read more
Brighten Home Loans managing director on the gender pay gap
11 March 2021
Read more
Non-bank lender commits to pay equity
8 March 2021
Read more
Non-bank recognised by government for work to eliminate gender pay gap
8 March 2021
Read more
Brighten appoints head of credit
11 February 2021
Read more
Brighten’s Stephen Murphy looks forward to the year ahead
20 January 2021
Read more
Brighten Home Loans unveils key appointment
8 December 2020
Read more
Home lending specialist joins Brighten Home Loans
8 December 2020
Read more
Non-banks urge revamp of TFF criteria
20 November 2020
Read more
Changing Gears
30 October 2020
Read more
Brighten | KangaNews
15 October 2020
Read more
Brighten’s growth focus
15 October 2020
Read more
BDM in the Spotlight: Jimmy Hou
6 October 2020
Read more
Non-banks team up
9 September 2020
Read more
Non-bank partners with LJ Hooker Home Loans
9 September 2020
Read more
Briefs: June quarter credit flow surprise, LJ Hooker partners with Brighten
9 September 2020
Read more
BDM in the Spotlight: Leo Liu
3 August 2020
Read more
BDM in the Spotlight: Mikai Ning
13 July 2020
Read more
BDM in the Spotlight: Kay Yang
1 June 2020
Read more
Broker on Broker
14 May 2020
Read more
Aggregator welcomes non-bank to panel
4 May 2020
Read more
Non-bank extends broker channel presence
4 May 2020
Read more
BDM in the Spotlight: Liwen Liu
27 April 2020
Read more
Home lender appoints head of distribution
17 April 2020
Read more
Non-bank names head of distribution
8 April 2020
Read more
Brighten Home Loans appoints industry veteran as Head of Distribution
8 April 2020
Read more
Non-bank appoints inaugural head of distribution
8 April 2020
Read more
Non-bank lender continues rise to prominence
31 January 2020
Read more
Brighten secures a $250 million funding facility
24 January 2020
Read more
Non-bank eyes prime space in new mortgage market push
22 January 2020
Read more
Niche Lender Plans To Go Prime
22 January 2020
Read more
Goldman lending deal to Brighten residential property push
19 January 2020
Read more
Non-bank lender set to rescue neglected borrowers
17 September 2018
Read more
Foreign-backed lender to target ‘orphaned’ borrowers
14 September 2018
Read more
Read more Media Articles

Discover a brighter future
with Brighten

Complimentary Assessment