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About Brighten

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Australian owned, backed internationally

Brighten is an Australian owned, based and regulated non-bank lender with offices in Sydney, Melbourne, Brisbane, Hong Kong and Shanghai.

We are a full-service non-bank lender, responsible for the origination, underwriting, servicing and funding of our mortgage portfolio. We have well-established warehouse-funding arrangements with multiple Top Tier Banks, 2 public RMBS programmes and a wholesale credit fund to provide further funding diversification.

We offer a range of competitive Full Doc, Alt Doc, Expat, Non-Resident, Bridging, Construction and Commercial products to borrowers.

We’re reshaping non-bank lending

Our mission is to reshape non-bank lending in Australia.

At Brighten we believe in creating effective and innovative lending solutions – helping more customers achieve their goal of home ownership within Australia.

We are leading the way in challenging the status quo to establish a real alternative to the major banks by focusing on new ideas and technologies to provide our customers and partners with intuitive, tailored and easy to use lending solutions.




Our Values

At Brighten, we strive to be a lender that makes a positive impact on our customers, our partners, our broader communities, and our planet.

We believe we share a responsibility to lead the way advocating for positive changes in the financial services industry.

Our values consist of Sustainability, Diversity and Inclusion, Equality, Social Responsibility, Ethical, and Good Governance.

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Our Executive Team

Brighten is led by an experienced and dynamic executive team, each bringing a wealth of experience and a proven track record of success. Among our department’s leaders are former executives from major non-bank lenders in Australia.

Jason Azzopardi
Chief Executive Officer
Jason Azzopardi
Chief Executive Officer

Jason has over 25 years of experience in finance in both Australia and London.

Prior to joining Brighten, Jason was the CFO at ASX listed non-bank lender Resimac, concurrently holding additional roles which included leading Resimac’s Manila operations and managing Resimac NZ as CEO. 

Prior to Resimac he held key senior roles at Bankwest, Macquarie Bank and within private equity in the UK, namely with Fortress and 3i. 

Jason is a respected financial services leader who has successfully implemented strategic initiatives across multiple disciplines including Finance, Treasury, Distribution, Operations, Data and Business Intelligence, Brand, and Customer Experience. 

Jason is a Fellow of CPA Australia and a Graduate of the Australian Institute of Company Directors.

Craig Thompson 
Director, Chief Operating Officer
Craig Thompson 
Director, Chief Operating Officer

Craig has over 20 years of experience building and implementing technology solutions across financial services, legal and hospitality sectors to unlock new business capabilities, drive efficiency and solve business problems.

Prior to joining Brighten, he worked for MA Financial Group as Head of Technology across its Asset Management, Corporate Advisory and Lending divisions. He was responsible for the development and delivery of MA’s IT strategy, transformation program and technology roadmap.

Craig holds a Bachelor of Commerce degree in Business Management from the University of South Africa.

Adam Moore 
Director, Head of Funding & Securitisation
Adam Moore 
Director, Head of Funding & Securitisation

Adam has over 14 years of debt funding experience.

Prior to joining Brighten, Adam was a member of the Treasury and Securitisation team at Resimac, responsible for funding Resimac’s residential mortgage portfolio. In this role Adam managed various warehouse relationships along with arranging RMBS transactions to meet the ongoing funding requirements of the business.

Adam holds a Bachelor of Business Administration (Finance) degree from Macquarie University, a Bachelor of European Business from the Ecole de Management de Normandie and a Master of Applied Economics from the University of Seville.

Chris Meaker
Director, Head of Distribution
Chris Meaker
Director, Head of Distribution

Chris has over 21 years of experience in the finance industry with a focus on lending, business development and sales management.

Prior to joining Brighten, he worked for La Trobe Financial, where he was an executive general manager and head of origination channels. Previously, he worked for Pepper Financial Services Group as state manager and senior business development manager.

Chris holds a diploma of finance and mortgage broking.

Chris Purves
Director, Head of Business Performance and Commercial
Chris Purves
Director, Head of Business Performance and Commercial

Chris has over 17 years of experience across Banking and Financial Services in both the UK and Australia.

Prior to joining Brighten, he was Head of Finance & Data Analytics at Resimac.

Previously, he held senior positions in both the Commonwealth Bank of Australia and the Royal Bank of Scotland, where he originally qualified as a Chartered Accountant. 

Chris holds a Master’s in Business Studies and Accounting from Edinburgh University and is a member of the Institute of Chartered Accountants Scotland.

Stuart Murray 
Director, Head of Credit
Stuart Murray 
Director, Head of Credit

Stuart has over 21 years of experience in the Australian Financial Service industry where he has specialised in Credit Assessment and Mortgage Underwriting.

Prior to joining Brighten, Stuart was the Head of Lending Australia and Responsible Manager for Resimac, where he was responsible for management of all aspects of Resimac’s Australian Underwriting team. Prior to that, Stuart worked within Mortgage Credit Assessment at St George Bank and Bluestone Mortgages.

Stuart holds qualifications in Mortgage Finance and Mortgage Broking as well as Training and Assessment.

Stephen Murphy
Director, Head of Operational Excellence
Stephen Murphy
Director, Head of Operational Excellence

Stephen has over 25 years of experience in the Australian Financial Service industry where he has held specialised in roles in Mortgage Underwriting, Customer Experience and Banking Operations.

Prior to joining Brighten, Stephen was the Senior Customer Service Operations Manager at Pepper Money, where he was responsible for management of all aspects of customer service and mortgage servicing. Stephen has also managed Customer Experience for RAMS and held the role of Head of Credit Service at Community First Credit Union and Bluestone.

Stephen holds qualifications in Credit Management.

Jennifer Xu 
Director, Head of Marketing
Jennifer Xu 
Director, Head of Marketing

Jennifer has 11 years of experience in Marketing and Public Relations, working for institutions in Australia, and Hong Kong.

Jennifer joined the Real Asset Management Group in 2014 and currently holds the position of Director, Head of Marketing. Prior to that, she worked for Classic Magazine as an Editor. Previously, she worked for Strategic Public Relations Group, Television Broadcasts Limited (TVB) and Konami Digital Entertainment Ltd.

Jennifer holds a Master degree of Social Science in Advertising and a Bachelor of Journalism and Communication from the Chinese University of Hong Kong.

Yvonne Ching 
Associate Director, Head of Client Services
Yvonne Ching 
Associate Director, Head of Client Services

Yvonne has over 19 years of experience as an Australian tax compliance professional specialised in SMSF Superannuation Fund audits, and tax planning for SMEs and High Net Worth individuals.

Prior to joining Brighten, Yvonne worked as a Senior Accountant at Holt Baker Pty Ltd. There she was responsible for all aspects of SMSF Superannuation Fund administration, audit and tax return preparation, as well as assisting clients in retirement planning, succession planning and estate management.

Yvonne holds a Bachelor of Business Accounting from Victoria University. Yvonne is also a Certified Practising Accountant (CPA), a registered Tax Agent, a registered SMSF Superannuation Fund Auditor and a Certified Xero Advisor.

Annorah Hannon
Associate Director, Head of Service Operations
Annorah Hannon
Associate Director, Head of Service Operations

Annorah holds the position of Collections Manager. Annorah and has over 15 years of experience in collections and mortgage enforcement.

Prior to joining Brighten, she worked for both Bank and Non-Bank Lenders in Loan Servicing, Collections, Process Improvement and Customer Experience working with secured and unsecured asset classes.

Julie Stanceski
Associate Director, Head of Lending Operations
Julie Stanceski
Associate Director, Head of Lending Operations

Julie has over 18 years of experience in Residential Lending.

Prior to joining Brighten, she worked for Thinktank as the Residential Head of Credit. During her time there, she was responsible for building and establishing the framework of the new Residential Department and taking settlements to over 100 million per month. Previously, she worked with both the Major Banks, and Non-Banking Lenders alike, including St George, Wizard Home Loans (GE) and UBank (NAB).

Julie holds a Bachelor of Commerce and a Bachelor of Law degree with the University of Sydney, and a Diploma of Finance and Mortgage Brokering.

Ben Mckell
Associate Director, Head of Commercial Lending
Ben Mckell
Associate Director, Head of Commercial Lending

Ben has 20 years of experience in the finance industry with a focus on commercial lending, business development and sales management.

Prior to joining Brighten, he worked for Pepper Money, where he was the National Sales Manager of Commercial, leading their commercial & SMSF channel. Ben has held prior roles in both banks and non-banks in Business Development and Business Banking.

Brighten in the News

Brighten launches vacant land lending product
12 December 2024
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Brighten launches flexible vacant land loan
11 December 2024
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Brighten goes live with ApplyOnline
25 November 2024
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Brighten integrates ApplyOnline to boost broker efficiency
22 November 2024
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Brighten integrates NextGen to boost broker experience
22 November 2024
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Brighten launches new broker portal
24 October 2024
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Brighten unveils broker portal upgrade
23 October 2024
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Big Deal
14 October 2024
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Brighten appoints new head of commercial lending
11 October 2024
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Former leader at Pepper, Westpac, and CBA, joins Brighten
11 October 2024
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Brighten’s warm glow of success and innovation
23 September 2024
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Brighten innovates products and policies, propels growth
16 September 2024
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Brighten expands leadership team as it eyes broker growth
16 September 2024
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Brighten strengthens leadership amid rapid growth
14 September 2024
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Brighten appoints new senior BDM for Victoria
22 August 2024
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Brighten appoints new senior BDM
20 August 2024
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‘Frustrating misconception’: Do you believe non-bank lenders are less safe?
12 July 2024
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How can lenders support the self-employed?
11 July 2024
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Top non-bank shines with award-winning BDMs
25 June 2024
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Home buyers eye non-bank loans
4 June 2024
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66% of borrowers more likely to use a broker than go direct: Brighten
4 June 2024
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Non-bank embarks on journey of growth
13 May 2024
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Brighten appoints new BDM amid WA boom
1 May 2024
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Brighten appoints senior BDM
30 April 2024
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Best Mortgage Innovations in Australia | 5-Star Mortgage Innovators
30 April 2024
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Brighten partners with Quickli for enhanced broker support
1 March 2024
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Non-bank lender partners with Quickli
28 February 2024
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Brighten Home Loans drops servicing buffer to 2%
8 February 2024
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Brighten reduces buffer, enhances policy to improve serviceability
8 February 2024
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New CEO takes the reins at non-bank
23 January 2024
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Brighten Announces Jason Azzopardi as New CEO to Spearhead Expansion
22 January 2024
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Brighten announces new CEO
22 January 2024
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Brighten welcomes new CEO
22 January 2024
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Brighten and Carbon Neutral: Cultivating a greener future together
18 January 2024
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Affordability and serviceability will continue to bite in 2024: Brighten
8 January 2024
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Why this lender is telling customers to use a mortgage broker
21 December 2023
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Brighten Home Loans wins Inclusive Employer recognition
23 November 2023
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Brighten ready to forecast sunnier skies ahead
6 October 2023
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Brokers’ market share slipped this quarter – what can they do about it?
8 September 2023
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Ripe opportunity for brokers in under-served mortgage market: Brighten
29 August 2023
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AFG launches mortgage products for underserved markets
23 August 2023
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AFG and Brighten unveil white label offering
16 August 2023
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Why technology is crucial for the mortgage industry
4 August 2023
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Debt consolidation by refinancing your home loan
18 July 2023
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Mortgage innovators share their blueprint for success
22 June 2023
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AFG and Brighten announce white label partnership
20 June 2023
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AFG extends white label home loan product range
19 June 2023
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Are rising property auction clearance rates an opportunity for brokers?
5 June 2023
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Brighten launches bridging loan product
27 April 2023
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Authentic brand activism: The value of diversity and inclusion
11 April 2023
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Revealed: 5-Star Mortgage Innovators
31 March 2023
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Best Mortgage Innovations in Australia | 5-Star Mortgage Innovators
29 March 2023
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Non-bank lenders and brokers can help alleviate the housing crisis
6 March 2023
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Brighten senior BDM promoted to newly created role
17 February 2023
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Here’s Australia’s 30 best suburbs for rentvesting
14 January 2023
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MFAA calls for greater diversity to achieve growth
13 December 2022
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Purple Circle adds another lender to its panel
9 December 2022
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Non-bank lender Brighten preps $400m RMBS deal
25 November 2022
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Open Borders: Why expats are a big opportunity for brokers
19 October 2022
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Help your visa holder clients with foreign income to secure a mortgage
6 October 2022
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Brighten comes home to resident lending in ongoing growth drive
3 October 2022
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Brighten Home Loan partners with Finsure to bolster distribution
14 September 2022
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Purple Circle launches white label loans suite
7 September 2022
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Brighten launches home loans for expats
2 September 2022
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BDM in the spotlight: Jay Allen
1 September 2022
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Brighten unveils new mortgage for Australian expats
24 August 2022
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Brighten offers new home loan product to expats
24 August 2022
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Brighten Home Loans introduces new product for expats and Aussies returning home
24 August 2022
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Brighten Home Loans joins outsource Financial’s lender panel
12 August 2022
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Brighten joins another aggregator panel
10 August 2022
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Brighten joins another aggregator panel
9 August 2022
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Australian Mortgage Awards 2022 – Excellence Awardees revealed
8 August 2022
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Brighten Home Loans donates over $80,000 to five charities
19 July 2022
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Brokers beware: tax time is here
1 July 2022
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Let’s Talk: How to be the hottest workplace in town
22 June 2022
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In search of an even playing field
9 June 2022
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First-home buyers fear being priced out
27 May 2022
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First-home buyers fear being priced out
27 May 2022
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Let’s get digital
11 April 2022
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Brighten Home Loans enjoys lending, staff growth
25 March 2022
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Beating the Bias: The Glass Ceiling effect and its impact on women in the workplace
8 March 2022
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Health versus Career: The unsolved dilemma women face at work
8 March 2022
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What could be done to encourage more women into broking?
8 March 2022
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IWD2022: Top tips on running a successful mortgage business
8 March 2022
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Brighten Home Loans appoints national sales manager
16 February 2022
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Brighten Home Loans appoints national sales manager
16 February 2022
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Brighten hires national sales manager
16 February 2022
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Brighten Home Loans reshapes non-bank lending
27 January 2022
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Non-bank lender sees high demand from the self-employed
27 January 2022
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Broker head cycles 332 km to raise funds for suicide prevention
6 January 2022
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Brighten named Inclusive Employer
29 December 2021
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MoneyQuest partners with Brighten for new white label loan
17 December 2021
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Brighten Home Loans earns inclusivity award
14 December 2021
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Will “The Great Resignation” see demand for non-bank loans heighten?
30 November 2021
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Brighten tech chief on broker pain points and tech solutions to human problems
22 October 2021
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Brighten to Land at Home
21 October 2021
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Brighten taps new technology chief
19 October 2021
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Brighten Home Loans appoints new CTO
19 October 2021
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CT becomes CTO at Brighten Home Loans
18 October 2021
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Brighten names lending manager
1 September 2021
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Brighten adds new role to credit team
31 August 2021
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Brighten Home Loans appoints new lending manager
31 August 2021
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Briefs: Suncorp launches hybrid, Brighten hires lending manager
31 August 2021
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Brighten Home Loans aim to reduct turnaround times through Simpology partnership
25 August 2021
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Brighten teams with mortgage tech
24 August 2021
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The three biggest loan application mistakes
11 August 2021
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Non-bank head of distribution looks to a greener future
5 August 2021
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Brighten’s Mission to Reshape Non-Bank Lending
27 July 2021
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A Place to Call Home
27 July 2021
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Non-bank boosts ESG commitment
22 July 2021
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The opportunity that every broker should leverage
17 July 2021
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Brighten Home Loans MD rides for charity
14 July 2021
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Making moves in the finance world
9 July 2021
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Brighten’s star rises with Solaris nonresident RMBS debut
19 April 2021
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Brighten creates white label channel role
8 April 2021
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Brighten Home Loans managing director on the gender pay gap
11 March 2021
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Non-bank lender commits to pay equity
8 March 2021
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Non-bank recognised by government for work to eliminate gender pay gap
8 March 2021
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Brighten appoints head of credit
11 February 2021
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Brighten’s Stephen Murphy looks forward to the year ahead
20 January 2021
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Brighten Home Loans unveils key appointment
8 December 2020
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Home lending specialist joins Brighten Home Loans
8 December 2020
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Non-banks urge revamp of TFF criteria
20 November 2020
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Changing Gears
30 October 2020
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Brighten | KangaNews
15 October 2020
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Brighten’s growth focus
15 October 2020
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BDM in the Spotlight: Jimmy Hou
6 October 2020
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Non-banks team up
9 September 2020
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Non-bank partners with LJ Hooker Home Loans
9 September 2020
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Briefs: June quarter credit flow surprise, LJ Hooker partners with Brighten
9 September 2020
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BDM in the Spotlight: Leo Liu
3 August 2020
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BDM in the Spotlight: Mikai Ning
13 July 2020
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BDM in the Spotlight: Kay Yang
1 June 2020
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Broker on Broker
14 May 2020
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Aggregator welcomes non-bank to panel
4 May 2020
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Non-bank extends broker channel presence
4 May 2020
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BDM in the Spotlight: Liwen Liu
27 April 2020
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Home lender appoints head of distribution
17 April 2020
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Non-bank names head of distribution
8 April 2020
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Brighten Home Loans appoints industry veteran as Head of Distribution
8 April 2020
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Non-bank appoints inaugural head of distribution
8 April 2020
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Non-bank lender continues rise to prominence
31 January 2020
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Brighten secures a $250 million funding facility
24 January 2020
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Non-bank eyes prime space in new mortgage market push
22 January 2020
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Niche Lender Plans To Go Prime
22 January 2020
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Goldman lending deal to Brighten residential property push
19 January 2020
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Non-bank lender set to rescue neglected borrowers
17 September 2018
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Foreign-backed lender to target ‘orphaned’ borrowers
14 September 2018
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