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Become a
Brighten Broker

Get accredited now

Why Partner with Us?

Diverse and Resilient Funding
Our loans are fully funded by multiple
sources of institutional capital
including top-tier international banks.
Industry Recognition
Our established broker and aggregator
network benefits from industry
memberships with the MFAA, FBAA and ASF.
Best in Class Platform
Our end-to-end digital mortgage solution
operates via an innovative platform
to achieve cost and service efficiencies.
Superior Product Offering
Competitive, tailored home loans to
support diverse customer needs.
Better Service Proposition
Enhance customer experience support by our
professional team.
Strong group governance compliance
and risk control framework.

Free Broker Information Pack

We’re a lender that understands you and your customers, and we’re dedicated to helping you grow and achieve success.

Download this free Broker Information Pack to find out more about our offering.

Download Now

Our Home Loan Products

Loan Purpose: Purchase, refinance or equity release of an owner-occupied or investment property
Max. LVR: 75%
Max. Loan Size: $2,000,000
Max. Loan Term: 30 years
Genuine Alt Doc solution available to all Self-Employed borrowers
Also available to Non-residents of Australia and residents with income from abroad
Loan Purpose: House and Land construction loans with progress payments
Max. LVR: 70%
Max. Loan Size: $2,000,000
Max. Loan Term: 30 years
Genuine Alt Doc solution available to all Self-Employed borrowers
Also available to Non-residents of Australia and residents with income from abroad

Our BDMs

As a broker, working with a lender that understands you and your customers is key to succeeding in your business. We invite you to reach out to our BDM and get started with our accreditation process!

Liwen Liu

Business Development Manager (Sydney, NSW)


Liwen Liu

Position: Business Development Manager (Sydney, NSW)
Phone: +61 430 009 680
Email: [email protected]

Liwen has over 6 years’ experience across a range of lending activities including credit assessment, client relationship management, mortgage broker support and lending practice management.

Prior to joining Brighten, Liwen was a Partnership Development Manager in N1 Holdings Ltd where she worked with multiple internal and external stakeholders of the business developing rapport with business to business relationships. In previous roles her in depth credit and lending knowledge allowed her to successfully navigate the detail of the credit policy and, in doing so, achieve record sales.

Liwen holds a Master of Actuarial Practice from Macquarie University, Diploma of Business Management in Central Queensland University and a Bachelor of Information Technology of Nanjing University of Aeronautics and Astronautics.

Kay Yang, Licensed Conveyancer

Business Development Manager (Sydney, NSW)


Kay Yang, Licensed Conveyancer

Position: Business Development Manager (Sydney, NSW)
Phone: +61 450 550 921
Email: [email protected]

Kay joined Brighten in 2019 as a Loan Processing and Settlements Officer. Prior to joining Brighten, Kay worked for Linc at Law as a Conveyancing Paralegal, mainly responsible for Settlement. Prior to that, she worked for Australian Select Mortgage Pty Ltd(ASM) as a Loan Processing Officer. Kay is also a fully licensed conveyancer in New South Wales.

Kay holds a Master of Commerce – Double Major in Finance and Banking from the University of Sydney.

Mikai Ning

Business Development Manager (Sydney, NSW)


Mikai Ning

Position: Business Development Manager (Sydney, NSW)
Phone: +61 450 235 656
Email: [email protected]

Mikai is a specialist in portfolio and relationship management, business development and customer acquisition.

Prior to joining Brighten, as a sales professional Mikai has achieved a highly accomplished career spanning 7 years of experience with major banks and financial institution in Australia, including ANZ and Commonwealth Bank Australia. Mikai possesses an impressive track record of demonstrable success in relationship management, sales, new business development, multi-channel sales and management of complex sales opportunities.

Mikai holds a bachelor degree of Commerce in University of Western Sydney, Advanced Diploma in Marketing & Management.

Leo Liu

Business Development Manager (Melbourne, VIC)


Leo Liu

Position: Business Development Manager (Melbourne, VIC)
Phone: +61 402 056 878
Email: [email protected]

Prior to joining Brighten in July 2020, Leo spent the last 15 years in the banking and finance industry. He last worked for Tomorrow Finance as a Partnership Manager for introducers. Leo started his career with ANZ on the graduate program, then moved to Bankwest as a Branch Manager. Leo has a proven track record of delivery across customer experience, risk and compliance, revenue growth, business development and relationship management.

Leo holds a Bachelor of Commerce degree with the University of Melbourne.

Jimmy Hou

Business Development Manager (Melbourne, VIC)


Jimmy Hou

Position: Business Development Manager (Melbourne, VIC)
Phone: +61 452 182 766
Email: [email protected]

Jimmy has over 11 years’ experience in Banking and Finance.

Prior to joining Brighten, Jimmy worked for BC Securities as a Relationship Manager working directly with consumers in their direct channel.

Jimmy started his career with Standard Chartered Bank then moved into Mortgage Broking before working for the NAB in Credit Assessment.

Jimmy has a proven track record of delivery across customer service, credit risk and assessment, and relationship management.

Jimmy holds a Master’s Degree in Science from the University of Bridgeport in the USA, as well as a Bachelor Degree in Engineering from Toyama University in Japan and a Cert IV in Mortgage Broking and Finance.

Brighten in the News

What customers and partners say about us

Steven, Accredited Broker

Couldn't be happier with the service we received From Kay. Easy to communicate with, always helpful patient and friendly. As a builder, progress payment process sometimes become very complicated, Kay helps us to follow up every requests that we highly recommended!


Their ability to work with clients with such high customer service level and fast processing speed is incredible.

Lulu, Accredited Broker

I have been working with my BDM, Mikai Ning, for two years. Since meeting her, she has continued to impress me with her professionalism, her efficiency, and her patience to listen and explaining all information. Even during pregnancy period, she even said to me personally that if there is anything I require, that Mikai is still contactable and will get back to me as soon as she can. Her attitude is always super nice and is highly passionate about what she does. I have been in this field for so many years and she is the best BDM I have worked with.

Fan, Accredited Broker

Great review for Mikai Ning. Not only is she highly passionate, but she is also very hard working and highly detail oriented in her work. No matter what time of the day, or day of week, she will always get back to us. We highly appreciate Mikai and Brighten for their hard work and ongoing support.

Jinkai, Accredited Broker

Brighten’s BDM, Liwen, has left a very impressive impression. Whether it is policy or product, she can solve and fix any problem, big or small, she is always reaching out and supporting us. From the beginning, It has been great to work with Brighten’s vastly experience team and great products. I always recommend Brighten to all my clients.

Alan, Accredited Broker

Mikai is a very passionate and proactive person. Our work with Mikai has is nothing but positive outcomes and we look forward to continuing working Brighten and Mikai.

Anthony, Accredited Broker

My BDM Leo Liu has been a great help in assisting me setting up the referral program and educating in terms of products and knowledge. I look forward to the greater relationship with Brighten Home Loan and Leo Liu.

Nick, Accredited Broker

It is just an incredible experience to work with Kay Yang. As it was my first time to write a deal through Brighten. Kay Yang was really supportive all the way through. Communication at all times, and being kept in the loop, were flawless and you could not wish for anyone better to look after your client's interests.

Terry, Accredited Broker

Mikai is our BDM and she is a very detail oriented with great work ethic and speed. If there is a policy update, she will always try and get in touch with us as soon as possible to ensure that we received and understand the relevant changes so that we can better accommodate our clients. Thank you for your ongoing support to us brokers.

Victoria, Accredited Broker

I wish to thank BDM kay yang of her excellent service to broker. She had been very patient with my scenario questions. Always prompt to reply and it was pleasant to work with her.

Yuhui, Accredited Broker

It has been very convenient with the interest rates being lower also. Brighten home loan was able to solve so many problems for overseas clients. Big thanks to BDM Mikai for all her support.

Jakie, Accredited Broker

I need to thank my BDM Liwen Liu. She has been very responsible since the beginning. She is always patient with my home loan scenario enquires. She always tries to do best for the clients. Liwen is very professional, always gives good advice to brokers. She is an excellent BDM. Thank you.

Become a Brighten Broker

Our broker accreditation process is simple and straightforward.
If you’re interested in joining our mission, simply fill out the form and we’ll be in touch.

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